The merger and acquisition operations has been preferred choice for banks to grow
and becoming big .It got its importance in the world of partnership today due to the sever
competition in the business environment. This paper is an attempt to evalua
te the impact of
merger on the financial performance of bank Sradar that merged with bank Audi in 2004 to
formulate the Audi-Sradar banking group for private services. The evaluation is conducted
by applying the most recent model for financial analysis-the CAMEL model- that
measures the bank performance based on indicators such as the adequacy of capital, the
quality of assets, the efficiency of management, the quality of earnings and liquidity. The
study spans the period from 2000 to 2008. The study period is divided into the pre and post
merger periods. The data is primarily collected from the annual reports. The results reveal
that there is an improvement in the financial performance of Sradar bank in the post
merger period for most of the indicators in the CAMEL model.
This study aims to evaluate and compare the financial performance of the Jordanian
Islamic and conventional banks using the five financial indicators of the "CAMEL"
method represented by: Capital Adequacy index, Asset Quality index, Management
Qua
lity index, Profitability index, and the Liquidity index. This comparison will detect
which of the two banks Islamic or Conventional achieves a better performance than the
other. In order to study the reflection of financial performance on customers at the level of
public trust, and to achieve these purposes, we select a total of thirteen Jordanian
Conventional banks and two Islamic banks as a sample for this study during the period of
(2006-2012). We employ a test “t-test” to study the significance of the differences between
the averages of financial ratios and the use of multiple linear regression analysis to show
the impact of financial performance indicators individually and collectively on the level of
public trust. The result of this study clearly shows that Conventional banking achieves a
better financial performance than Islamic banking, although the level of public trust of
customers in Islamic banking stems mainly from its achieved financial performance,
contrary to what has been obtained during this study for Conventional banking.
This research deals with evaluating the financial performance of Syria International Islamic Bank during the period 2008-2012 through the presentation, analysis and interpretation of the most important components of the financial statements of the ba
nk, which include: analysis of assets (uses of funds). Analysis of liabilities (sources of funds). Analysis of own resources, namely: (analysis of capital stock paid, analyzing reserves, retained earnings analysis, analysis of property rights). Analysis of external resources (deposits). Investment analysis. Analysis of revenue. Profitability Analysis. Analysis of financial solvency. Using statistical methods appropriate average annual change, and the average growth rate, and simple regression, was reached following results:
1 - grow assets (uses of funds) at an increasing rate, and this demonstrates the ability of Syria International Islamic Bank to generate future cash flows, including it with high efficiency in its financial performance.
2 - grow liabilities ( sources of funds) increased continuously, and this indicates that the bank is the process of attracting deposits and development, as a result of the confidence gained by depositors which will reflect positively on its financial performance.
3- Revenue achieved high growth rates in most of the years of study and was Murabaha istisna, and leave ended Bittamleek formulas are used within the revenue from financing activities.
4 - low rates of investment grow with time in most years of the study, where there is an Islamic investment Kalmzarah formats and Musaqah. and the other did not enter the bank yet, as there are some formulas entered the bank in a limited way Kalmdharbh and participation.
تهدف هذه الدراسة إلى تقييم أثر التخاصية في الأداء المالي لشركة البوتاس العربية من خلال
تحليل القرارات و النتائج المالية التي اتخذتها و حققتها في مرحلتي ما بعد التخاصية و ما قبلها
و مقارنتها مع البعض البعض وفقًا لمنهجية الزوج المتطابق. و على ضوء طبي
عة التغيرات
الناجمة عن المقارنة بينهما يتم التأكد من مدى سلامة العلاقة بين كل من القرارات المالية
(التمويلية و الاستثمارية) و النتائج المالية المترتبة عليها (السيولة و الربحية) و من ثم تحديد
مدى قدرة التخاصية على تحقيق الأهداف المالية للشركة و المتمثلة حصرًا وفقًا لقانون
التخاصية في رفع الكفاءة و زيادة الإنتاجية.
This study aims to analyze and define the role of knowledge
management in improving the financial performance of the commercial
banks operating in the Syrian coast, the study relied on the method of
approach Alastenbatih as a way to search, and th
e researcher depends on
the resolution as a tool for the study was designed based on the lookout
researcher on previous studies in this area, was distributed researcher
(187) to identify the sample items in the three administrative levels in
commercial banks under study, the study found the results pointed to a
correlation between knowledge management and financial performance
relationship, allowing the researcher to conclude viable conclusions and
use them as allowed him to provide recommendations are seen as
contributing to the improvement of the financial performance of
commercial banks under study and all similar banks organizationally and
technically.
The study aims to evaluate the financial performance of Islamic banks in Syria by
using financial ratios during the periods (2009_2015), and study the factors affecting on
financial performance of those banks.
This was based on studying the relati
onship between financial performance
evaluation as dependent variable measured by (return on assets, return on equity, return on
deposits, and earnings per share) and the following independent variables (deposits,
investment, liquidity and risk, profitability, and crisis in Syria).
The study employed the methods of Panel Data through estimating Pooled
Regression and Fixed Effects Models.
The study concluded that there is a significant positive relation between the
investment and the bank financial performance evaluation. There is a significant negative
relation between the profitability and the bank financial performance evaluation. And there
is no significant relation between (the deposits, the liquidity and risk, the crises) and the
financial performance evaluation in Islamic banks in Syria.
This research aims to shed light on the impact of corporate governance on the performance
of listed companies in Damascus Securities Exchange (2012-2016). To achieve this
objective, the researcher used a hypothetical-deductive approach to formulate
the
hypotheses; and analyzed the financial statements of all shareholding Syrians listed
companies. Results indicate that, despite of the variation in applying corporate governance
between listed companies, there is a sufficient level of commitment to the principles of
corporate governance. As well as, the results showed that all performance indicators
effected by corporate governance principles. The results of this study provides an empirical
evidence to policy makers and regulators in Syria to emphasize the importance of the
continuation of Syrian companies to abide by the applying of the principles of corporate
governance; as well as the need to find a unified measure corporate governance can be
applied in Syria; and at the same time the need to educate the public concerning corporate
governance.
The study aimed to know the role of golden marketing in improving the financial performance of private commercial banks in the Syrian coast, where the study community was among those working in these banks. The study used the deductive approach as a
general approach to research, descriptive approach, and the questionnaire as a tool to collect data from a soft sample, where (184) questionnaires were distributed and (155) questionnaires valid for analysis were retrieved.The study adopted the appropriate methods of analysis using the statistical package spss, which were represented in: arithmetic mean, standard deviation, percentage. Arithmetic test (t test) (for one sample). Honesty and consistency tests. The study reached results indicating that the mental image and its stabilization, customer satisfaction with the bank, and customer loyalty to the bank, affect improving the financial performance of the studied commercial banks.
The research aims to specify the impact of the disclosure and transparency principle on the financial performance of the private banks. The researcher has used the descriptive analytical method. The data collection has been based on the questionnaire
, where the researcher had distributed 200 questionnaires to the CEOs, their deputies, their assistants, financial directors and internal auditors of 14 banks listed on the Damascus Stock Exchange. 190 questionnaires have been retrieved, including 15 incomplete questionnaires and 175 analyzable ones. The researcher has analyzed the data using the SPSS 20 statistical analyses program. The research has concluded that the application of disclosure and transparency effects on the financial performance of the private banks under study. The research came out with a set of recommendation the most essential of which is that enhancing the applying of the disclosure and transparency principle due to its positive role in improving the financial performance in the banks.
هدفت الدراسة إلى التعرف على مدى تأثير الأزمة المالية العالمية (2008) على الأداء المالي للبنوك الإسلامية
