The merger and acquisition operations has been preferred choice for banks to grow
and becoming big .It got its importance in the world of partnership today due to the sever
competition in the business environment. This paper is an attempt to evalua
te the impact of
merger on the financial performance of bank Sradar that merged with bank Audi in 2004 to
formulate the Audi-Sradar banking group for private services. The evaluation is conducted
by applying the most recent model for financial analysis-the CAMEL model- that
measures the bank performance based on indicators such as the adequacy of capital, the
quality of assets, the efficiency of management, the quality of earnings and liquidity. The
study spans the period from 2000 to 2008. The study period is divided into the pre and post
merger periods. The data is primarily collected from the annual reports. The results reveal
that there is an improvement in the financial performance of Sradar bank in the post
merger period for most of the indicators in the CAMEL model.
The research was carried out in the center of the Research and
Improvement of Sheep and Camels in salamiah. The study was
conducted on 9 female camels, within semi-open barns, semiintensive
care system, and the camels were fed on mixtures of
barl
ey, vetch and some concentrated fodder, Fodder mixtures were
determined to suit the nutritional needs of the physiological and
age-related condition of the study. The herd was also applied to the
preventive vaccination system according to the preventive immunity
program.