The merger and acquisition operations has been preferred choice for banks to grow
and becoming big .It got its importance in the world of partnership today due to the sever
competition in the business environment. This paper is an attempt to evalua
te the impact of
merger on the financial performance of bank Sradar that merged with bank Audi in 2004 to
formulate the Audi-Sradar banking group for private services. The evaluation is conducted
by applying the most recent model for financial analysis-the CAMEL model- that
measures the bank performance based on indicators such as the adequacy of capital, the
quality of assets, the efficiency of management, the quality of earnings and liquidity. The
study spans the period from 2000 to 2008. The study period is divided into the pre and post
merger periods. The data is primarily collected from the annual reports. The results reveal
that there is an improvement in the financial performance of Sradar bank in the post
merger period for most of the indicators in the CAMEL model.
This study aims to identify the relation and the impact of capital adequacy
determinants on the capital adequacy and banking hedging in the Syrian Arab republic. To
achieve this, data were collected from two sources, which included bank's financial
statement and disclosers (which represent the study sample), and Damascus Stock
Exchange reports related to the period from 2007 to 2011.
This study deals with analysis and discussion the impact of
capital risk, credit risk, operational risk and liquidity risk on
capital adequacy at Byblos Bank, Through analyze its financial
statements of the variables of the study, By Using simple
regression analysis, Using the (SPSS 19) statistical analysis
program, during the time period of 2009-2014.
The modern economic environment is characterized by its unstable
variables due to the increasing competition conditions and the great
technological development in various fields. This requires various
sectors of the economy, including banks, to co
ntinuously strive to keep
abreast of developments and to find competitive advantages that will
enable them to continue and stay in the market.
The aim of the research is to study the extent to which Syrian banks have
achieved competitive advantage based on the subjective indicators by
comparing them of the Commercial Bank of Syria and the Bank of Syria
and overseas.
A basic hypothesis was drawn up, with three sub-hypotheses, which
were tested by the Statistical Package for Social Sciences, SPSS V (23).
The researcher came up with several results, the most important of
which are: The Commercial Bank of Syria and the Bank of Syria and
overseas achieve a competitive advantage, Commercial Bank of Syria
outperforms in the indices of capital adequacy and liquidity and quality
of employees, while the Bank of Syria and overseas outperforms in the
index of information systems and technology.
