This research studies the reality of the insurance sector in the Syrian Arab Republic during the period between 1990-2012, identifying most important private companies that have entered the domestic insurance market. It also tries to examine distribu
tion of demand between them and the Syrian General Organization Insurance by comparing the volume of insurance premiums before and after the entry of private companies to market insurance in Syria. These companies play an important role, increasing the demand for insurance products
One of the main conclusions of this research relates to the role of private insurance companies in increasing the size of the insurance demand. However, index of insurance penetration shows weakness of the Syrian insurance sector with demand focused on auto insurance.
The research deals An Analytic study for the factual of the Syrian public firm of
insurance as one of the firms which work in the Syrian insurance market with the public
firm for social security and the public firm of insurance and livelihood for t
his we
recognized from our research the job of this firm and its effect on economic activity in
Syria from reserves which would be formed in the fund of this firm ,by investing it in the
form that realize general profit at all scenes ,so we calculated the insurance gape for
making a future estimation for learning the weaknesses and strength issues in the activity
of the firm, at the end our previous study concluded several results the most important of
them is an oscillation that happened in the changes which happened in the values of
revenues and expenses during the period of our study, and showed occurrence a felt and
clear effect on the social development process from the reserves which formed in the fund
of the firm, and the expected futurism values of the reserves which grow with exponential
form, that emphasize the continuity of the Syrian public firm of insurance in possessing
the greatest share in the Syrian insurance market.
This research aims to propose laws Actuarial assessment of pension component first
of contributions, secondly from net investment income to the pension fund and to estimate
the reserve mathematical as well, also aims toestimate pension and reserve
athlete in the
Pension Fund Agricultural Engineers Association in Syria at the end of 2009
It has been reached through this research that each agricultural engineer referred to
retire at the end of 2009 deservesa pension every month of 9480 SP, where the bulk of this
salary are contributions from Member's cumulative for thirty years, with a 8596 S.P. The
remaining amount is estimated as 884.SP. It maybe from the net investment income of the
Fund.
The reserves have been estimated Mathematical Total of the contributing Members
in the pension fundof about6795million SP, this reserve should be kept in the pension fund
to meet future salary pensions to retired members.
Investment is a key component of growth, and a key supporter of the
development plans, In recent years, the evolution of the developmental role of the
General Organization for Social Insurance significantly, through development of the
nature of th
eir work, and orientation to take advantage of all opportunities to achieve
what is in the interest of all beneficiaries on the one hand, and support the development of
other plans.
This research aims to study the impact of investment surpluses in General
Organization for Social Insurance on economic development by analyzing the role of
investment and its effect in all investments in Syria, then we study the impact of
investments revenues on GDP .
The main finding of the research was the significantly role of investment the
surpluses in increasing the average of investments in Syria, and the significantly and
strongly relationship between the investment of the surpluses in General Organization for
Social Insurance and all investments in Syria, and there is significantly and strongly
relationship between the revenue of that investment and GDP, which means the positive
effect of that investments on economic development in Syria.
The research deals the method of applying the actuarial finance functions, which are
necessary for counting the present values for deserved retirement salaries for the employee
in the case of death during the service and the deserved salaries for t
he wife and sons of
the salary owner after the death of the salary owner.
so our previous study concluded a set of results abstracted as the following :
existence of increase in the values of the function x S - which express about the ratio of
expected salaries between complete age x and age (x+1) - by the growth in years of the
age and the increase in the years of service of the insured , and existence of decrement in
the values of the function x
z dcha C -which express about the value of deserved payment for
male sons from age x and continue until age 21 which is the maximum age after which
spending pension is stopped- by the growth in years of the age and the increase in the
years of service of the insured, the fact which emphasize the importance of the social
insurance in the life of society and keeping the rights of the workers and the rights of their
bread winners when the ensured risk is achieved .
This paper deals with the insurance sector in the Syrian Arab
Republic during the period between 1990-2012, we studied the
impact of economic and demographic factors on the demand for life
insurance size.
It was considered the volume of life insu
rance premiums indication
of the size of the demand for life insurance, also we study the
impact of some determinants on the demand / income -
unemployment - interest rate - inflation - life expectations -
education - urbanization /. A statistical analysis by spss to study
variables program was carried out, in order to reach the most
important determinants affecting the insurance demand, income and
the inflation and the interest rate are the most effective determinant
in influencing the insurance demand, While statistically significant
for the rest of determinants effect does not appear.
We performed in this research forecast in the direction of the index
numbers for consumer prices for ( food- clothes and shoes –
education -health- transportation communications - housing water,
electricity, gas and other fuel oils), by using Mark
ov chains in
estimating with dependence on monthly data were taken from the
central bureau of statistics in Syria during the period (1/1/2010 ,
31/12/2011) , So results were analyzed by calculating the vector of
states probabilities in the moment 0 t and using it with matrix of
transition probabilities states transition probability for forecasting in the
vector of states probabilities on the long and short range for knowing
the direction at which the index numbers may behave in the future.
The most important results of the study were instability of the beam of
the transition probabilities (high low stability) during the prediction
period, as well as for the matrix of transition probabilities.
The interest in the social risks means the interest in human being who is the effective
element in production process in order to protect him and his family after his death
The research aims to analyze the reality of work injures and pensions durin
g (2005-
2010) and then to do a comparison between spendings and revenues for work injures
insurance fund and old age-disability and death insurance fund in order to determine the
actual fact of the two funds and the possibility of raising various compensations and
improving the conditions of pensions and beneficiaries in general.
After study and analysis it is reached to :
- Work injures have decreased during the period of study
- Pensions have increased during the period of study
- Work injures fund are enough to cover its spendings in addition to have an annual
surplus an all years of study
- Revenues of old age-disability and death fund cover its spendings except the
spendings in 2010.
The aim of the research is to identify the level of patient satisfaction with the health
services provided by the governmental hospitals in the Syrian coast, whether with respect
to the doctors treating them, the nursing staff, or the level of serv
ice and organization. The
research was based on the descriptive approach and the survey method. The questionnaire
was used as the main source of data and information. The research community consisted of
patients residing in government hospitals in Latakia and Tartous, where 425 questionnaires
were distributed to patients, 400 of which were complete and valid for statistical analysis,
with a response rate of 94.12%. The research reached a number of results, the most
important of which are:
*Satisfaction of patients with doctors treated in public hospitals in the Syrian coast
is good, with a relative importance (64.684%).
*The satisfaction of patients with nursing staff in general in public hospitals in the
Syrian coast was of medium level, with a relative importance (64.556%).
*Patients' satisfaction with service and organization in general in the public hospitals
in the Syrian coast was of medium level, with relative importance (63.51%).
*Patients' satisfaction with the quality of treatment provided in public hospitals in the
Syrian coast was of medium level and relative importance (65.9%).
*Patients' satisfaction with the quality of services provided in public hospitals in the
Syrian coast was of medium level and relative importance (65.6%).
This study examines the relationship between foreign direct investment and its determinants in Syria, Algeria, Morocco and Jordan during the period (1990-2010), using the Auto Regressive Distributed Lag ARDL.
The results of the study indicate that
the PMG model is the appropriate model, as the model concluded that there is a significant long-term relationship between the independent variables (except for the exchange rate) and foreign direct investment in the study countries, and therefore it is necessary to focus on the importance of determinants and take steps to develop policies that Encourages foreign direct investment. These measures can include developing market size and making laws more attractive to international trade. In addition, steps can be taken to keep inflation rates under control.