Subscribe to the gold package and get unlimited access to Shamra Academy
Register a new userThe impact of economic and demographic factors on the demand for life insurance in Syria
أثر العوامل الاقتصادية و الديموغرافية في الطلب على تأمينات الحياة في سورية
1328
2 27
0
(
0
)
Created by
Shamra Editor
Ask ChatGPT about the research
تناول البحث قطاع التأمين في الجمهورية العربية السورية خلال الفترة الممتدة ما بين 2012-1990 ، حيث درس أثر أهم العوامل الاقتصادية و الديمغرافية على حجم الطلب على تأمينات الحياة. تم اعتبار حجم أقساط تأمينات الحياة مؤشرًا لحجم الطلب على تأمينات الحياة، كما تم اختيار محددات عدة لدراسة أثرها على حجم الطلب و هي / الدخل – البطالة – معدل الفائدة – معدل التضخم – توقعات الحياة – مستوى التعميم – التمدن /. و أُجري تحميل احصائي لدراسة المتغيرات الآنفة الذكر، و ذلك للتوصل لأهم المحددات المؤثرة على حجم الطلب التأميني، حيث ظهر الدخل و معدل التضخم و معدل الفائدة، كأهم المحددات الفعّالة في التأثير على حجم الطلب التأميني، في حين لم يظهر أي تأثير ذو دلالة احصائية لبقية المحددات.
This paper deals with the insurance sector in the Syrian Arab Republic during the period between 1990-2012, we studied the impact of economic and demographic factors on the demand for life insurance size. It was considered the volume of life insurance premiums indication of the size of the demand for life insurance, also we study the impact of some determinants on the demand / income - unemployment - interest rate - inflation - life expectations - education - urbanization /. A statistical analysis by spss to study variables program was carried out, in order to reach the most important determinants affecting the insurance demand, income and the inflation and the interest rate are the most effective determinant in influencing the insurance demand, While statistically significant for the rest of determinants effect does not appear.
References used
BECK , T ; WEBB , I 2002- Determinants of Life Insurance Consumption across Countries . World Bank and International Insurance Foundation
MITRA, D & GHOSH, A 2010-Determinants of Life Insurance Demand in India in the Post Economic Reform Era (1991-2008) . Bengal: university of north Bengal
SEN, S 2008 -An Analysis of Life Insurance Demand Determinants for Selected Asian Economies and India. India: Madras school of Economics
rate research
Read More
This research aims at studying the relationship between the industrial demographic
variables as it is one of the most important Syrian economic sectors and the most laboremployment,
and the inputs of this sector in particular and the inputs of the
rest of the
economic sectors.
A number of results were found, most notably the existence of a statistically significant
relationship between the inputs of the industrial sector and the total number of workers in
the industrial sector, and the relationship between these inputs and the qualitative, sectoral
and educational structure of the industrial sector.
This study aimed at identifying the concept of human capital migration and identifying the
main internal causes behind the phenomenon of human capital migration in Syria by
studying the impact of a range of economic, social and health factors (unem
ployment rate,
death rate, life expectancy, (15 years and more), the rate of inflation, the graduation rate of
undergraduate students and the graduation rate of students of studies in Syrian universities)
on the rate of human capital migration, based on the data between 1990 and 2010. The
researcher reached the following main results: High inflation leads to l The high rate of
migration of the human capital, while the low unemployment rate leads to the high rate of
migration, but the high rate of employment leads to a slight increase in the rate of
migration and this is because most of the young groups pursue studies outside the country
after graduation, The increase in life expectancy at birth leads to a sharp drop in the rate of
human capital migration. The high percentage of university graduates leads to a high rate
of human capital migration. This is due to the fact that the largest proportion of graduates
prefer immigration to work or to follow them in countries Other,
while a The increase in the proportion of graduates of study students leads to a decline in
the rate of human capital migration. This is due to the fact that they prefer to continue their
education within the country, thus reducing their chances of emigration due to the
continuation of their education or because of their increasing awareness of the importance
of their presence within the country.
This research studies the reality of the insurance sector in the Syrian Arab Republic during the period between 1990-2012, identifying most important private companies that have entered the domestic insurance market. It also tries to examine distribu
tion of demand between them and the Syrian General Organization Insurance by comparing the volume of insurance premiums before and after the entry of private companies to market insurance in Syria. These companies play an important role, increasing the demand for insurance products
One of the main conclusions of this research relates to the role of private insurance companies in increasing the size of the insurance demand. However, index of insurance penetration shows weakness of the Syrian insurance sector with demand focused on auto insurance.
This study aimed at identifying the best indicators representing economic factors
using Factor Analysis, as well as developing a mathematical model linking principal
components which represent both the economic factors and consumer spending in Syri
a
using Multi-linear regression analysis. A descriptive analytical approach is used in this
study.
The study results from Factor Analysis show that there are three principal
components which best represent the economic factors. The first component includes: the
number of workforce working for free, the number of paid workforce, consumer price
index, the average annual GDP per capita. The second component includes: interest rate,
self-employed workforce. The third component includes the number of employers.
A mathematical model is developed to link the above three components of the
economic factors and the total monthly household spending average in Syria during (
2000-2010).
This study aims to find the best social and economic factors that affect the number of students in higher education using the descriptive analysis approach, and find the mathematical model that connects the principal components representing the socia
l and economic factors and the number of students in higher education in Syria.
The most important results that have reached were the principal components
representing the social and economic factors, after doing the orthogonal rotation and was representing the first component (number of members the labor force that are gainfully) employed, the number of population per health doctor, number of members, the labor force that are self-employed, number of members the labor force that are unmarried, number of population per dentist, higher education budget, and number of nurses. And the four thcomponent (number of members the labor force that are married), both components affected positively on the number of students in higher education, the second component (economic activity rate of the human power, average number of people per pharmacist, number of members the labor force that are gainfully unemployed, the third component (number of members the labor force that are divorced and widowed) affected negatively on the number of students in higher education.
Log in to be able to interact and post comments
comments
Fetching comments
Sign in to be able to follow your search criteria
