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Register a new userAn Analytic study for the factual of the Syrian public firm of insurance
دراسة تحليلية لواقع المؤسسة العامة السورية للتأمين
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يتناول البحث دراسة تحليلية لواقع المؤسسة العامة السورية للتأمين بوصفها واحدة من مؤسسات التامين العاملة في سوق التأمين السورية إلى جانب المؤسسة العامة للتأمينات الاجتماعية و المؤسسة العامة للتأمين و المعاشات ,حيث تم التعرف على آلية عمل هذه المؤسسة و مدى تأثيرها في النشاط الاقتصادي في سورية من خلال الاحتياطيات المتكونة في صندوق هذه المؤسسة عن طريق استثمارها بالشكل الذي يحقق النفع العام للمجتمع على كافة الأصعدة ، كما تم حساب الفجوة التأمينية بهدف إجراء تقدير مستقبلي لمعرفة نقاط القوة و الضعف في نشاط المؤسسة , و في النهاية تم التوصل من خلال دراستنا إلى نتائج عدة أهمها تذبذب في قيم إيرادات و نفقات و احتياطيات المؤسسة خلال فترة الدراسة, كذلك وجود أثر واضح و ملموس لهذه المؤسسة في النشاط الاقتصادي بشكل عام من خلال الاحتياطيات المتكونة في صندوقها و القيم المستقبلية المتوقَّعة للاحتياطيات و التي تتزايد بشكل أسي, الأمر الذي يؤكد استمرار المؤسسة العامة السورية للتأمين بحيازة الحصة الأكبر في سوق التأمين السورية .
The research deals An Analytic study for the factual of the Syrian public firm of insurance as one of the firms which work in the Syrian insurance market with the public firm for social security and the public firm of insurance and livelihood for this we recognized from our research the job of this firm and its effect on economic activity in Syria from reserves which would be formed in the fund of this firm ,by investing it in the form that realize general profit at all scenes ,so we calculated the insurance gape for making a future estimation for learning the weaknesses and strength issues in the activity of the firm, at the end our previous study concluded several results the most important of them is an oscillation that happened in the changes which happened in the values of revenues and expenses during the period of our study, and showed occurrence a felt and clear effect on the social development process from the reserves which formed in the fund of the firm, and the expected futurism values of the reserves which grow with exponential form, that emphasize the continuity of the Syrian public firm of insurance in possessing the greatest share in the Syrian insurance market.
References used
ERIC.M .Olson ,ORVILLA .C .Walker , Jr .ROBERT .W .Ruekert ,Insurance principle& practice, jornal of insurance,59,2005,48
Social development critical themes and perspectives Manorars .pawar ,David R.cox.2020
Kumreuther H.(1996).Mitigating Disaster Losses Through Insurance.Journal of Risk and uncertainly
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This research aims to introduce the species of insurance located in the Syrian market,
and compare them in terms of return and risk resulting from each of them, in addition to
trying to develop a model to measure the size of the development of the
insurance sector in
the Syrian market, using multivariate equations. Where the study showed that there is a
difference between the types of insurance in terms of the size of the return and risk
resulting from it has been shown that most types of insurance have an average profit,
excluding motor insurance Complementary and mandatory, in addition to the most
common types of insurance profitability is pension insurance, where profit per pound per
0.9991 followed by insurance against theft and transport insurance. Conversely study
showed that the average profit of the fire is 0.6252 per SP one, but the risk in this type of
insurance is very high risk where the standard deviation of about 2.06264, and followed in
terms of high-risk insurance hulls of ships where the standard deviation for securing ships
.81732. With regard to the following types: life insurance and pension insurance and
engineering insurance of civil liability and personal insurance are all enjoying a good profit
and the average rate risk is acceptable. The study recommended that insurance firms
should carry out a study and the reality of insurance in the Syrian market in terms of the
size of the risks and value of insurance premiums, especially life insurance types where
there are no actuarial studies specialist, in addition to giving fire insurance and compulsory
motor vehicle further study and development of many of the controls of would reduce the
size of the dangers that it contains two types of insurance.
The interest in the social risks means the interest in human being who is the effective
element in production process in order to protect him and his family after his death
The research aims to analyze the reality of work injures and pensions durin
g (2005-
2010) and then to do a comparison between spendings and revenues for work injures
insurance fund and old age-disability and death insurance fund in order to determine the
actual fact of the two funds and the possibility of raising various compensations and
improving the conditions of pensions and beneficiaries in general.
After study and analysis it is reached to :
- Work injures have decreased during the period of study
- Pensions have increased during the period of study
- Work injures fund are enough to cover its spendings in addition to have an annual
surplus an all years of study
- Revenues of old age-disability and death fund cover its spendings except the
spendings in 2010.
This research aims to study the real aspects of the Syrian industrial sector through the
study of its contribution to the national economy. A Study regarding the size of the
industrial contribution to the national economy is presented in this paper
, as well as the
presenting of an analysis of the contribution of both the public and the private sectors
through four key indicators, these are:
- The first indicator : the contribution of the industrial sector to the formation of
Syrian domestic production.
- The second indicator : the contribution of the industrial sector to the formation of
Syrian GDP (Gross Domestic Product).
- The third indicator : the contribution of the industrial sector to the operation of the
labor force.
- The fourth indicator : the contribution of the industrial sector to the export.
And thus it provides a set of results that reflect both the reality of the industrial sector
and its contribution to the national economy. Moreover it provides a set of proposals that
could contribute toward overcoming the causes of the sector's low performance, so it can
achieve the desired objectives.
The aim of this research is to calculate the most important financial indicators that reflect the reality of the insurance market at the macro and micro levels in the Syrian Arab Republic, analyze the results, and make suggestions to improve the real
ity of the insurance companies. The descriptive methodology / survey based on the survey was based on the study of the phenomenon (the reality of insurance companies operating in Syria) as they exist in reality and described accurately, and the statistical program of social sciences SPSS was used in the analysis of the results. The most important results were the weak contribution of the insurance sector in the GDP, where it did not exceed 1.5% until after 2012, to reach the highest value of 4.1% in 2017, mainly due to the decline in GDP during the crisis years. The most important recommendations were the need to activate the role of insurance activity in the GDP and the national economy, in addition to the need to spread the culture of insurance in the community and the definition of its importance and the positive points achieved by the clients dealing with insurance from people to companies
This study has aimed to recognize public health insurance
services introduced to the employees of Tourism department in
Lattakia. Also, for knowing the customers (partners) satisfaction
level on health insurance services. In addition, it has aimed
to
show the coverage level of insurance companies for illnesses and
the control efficiency range applied by the governmental agencies
on these companies. The researcher has used the analytical
descriptive approach to show the employees satisfaction on health
insurance services. Data has been collected through direct
interviews with a sample of employees in Lattakia tourism
department. Moreover, a questionnaire on another sample of
tourism department employees has been designed and distributed.
Data, in fact, has been studied and analyzed by SPSS.
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