حقق القطاع المصرفي السوري خلال سنوات الأزمة السورية أرباح اًيعود القسم الأكبر منها إلى التغير المستمر لسعر الليرة السورية مقابل العملات الأجنبية. و لأن عملية تحديد النمو تتطلب مراقبة تطور العديد من العناصر الأساسية في عمل المصرف,عندها يمكن القول بأنه منذ بداية الأزمة و حتى الآن, و استناداً إلى التقارير السنوية للمصارف السورية, لم يحقق القطاع المصرفي أي نمو حقيقي. و يعد ذلك طبيعياً مع مرور البلاد بأقسى الأوقات و الظروف, مما جعل العجلة الاقتصادية تنحدر بشكل ملحوظ.
يهدف البحث إلى دراسة تطور الابتكار في الخدمة المصرفية و تأثير ذلك على الأداء التسويقي. و لتحقيق ذلك استخدمت الباحثة نموذج الأبعاد الستة لابتكار الخدمات لتقييم الأداء التسويقي و تمت صياغة ثلاثة فرضيات رئيسة, تم اختبارها بواسطة الرزمة الإحصائية للعلوم الاجتماعية Statistical Package for Social Sciences,SPSS V(23, لتتوصل الباحثة إلى عدة نتائج أهمّها: يتفوق بنك بيمو على المصرف التجاري السوري في درجة تبنيه للابتكار كاستراتيجية خلال فترة الأزمة, و لا توجد علاقة معنوية بين الابتكار في الخدمات و الأداء التسويقي. و اقترحت الباحثة دراسة الفرص التي أفرزتها الأزمة من خلال تحليل البيئة الداخلية و الخارجية للمصارف, و الاعتماد على أنشطة الابتكار كاستراتيجية للاستثمار الأمثل و النمو طويل الأجل.
The Syrian banking sector has achieved profits during the Syrian crisis, the bulk of it
is due to the revaluation of foreign currencies into SYP using the new exchange rates. The
process of identifying growth requires monitor the development of many of the basic
elements of the Bank's work, So we can say that Since the beginning of the crisis so far,
based on the annual reports of Syrian banks, the banking sector did not achieve any real
growth.That is normal causeThe country is going through one of its most difficult times,
making the economic wheel descend significantly.
The research aims to study the development of innovations in banking service and
their impact on marketing performance.To achieve this, the researcher used the model of
six dimensions of innovation services to assess marketing performance, and has been
formulated three main hypotheses were tested by Statistical Package for Social Sciences
SPSS V (23) to reach the researcher to several conclusions, including: Bank Bemo
outperform the Commercial Bank of Syria in the degree of innovation strategy adopted
during the crisis, and there is no significant relationship between innovationin services and
marketing performance.so,the researcher has proposed to study the opportunities which are
created by the crisis through analyzing the internal and external environment of banks,
relying on innovation activities as a strategy for optimization investment and long-term
growth.
References used
DAS, K. Social And Innovative Banking Strategies For Sustainable Banking In India . International Journal Of Economics, Finance And Management.. 2(2), 2013, 219 – 220
GREGORY,W.; MERLO, O.Toward a Conceptual.10. Understanding of the Alleged Decline of Marketing’s Influence Within Organizations. University of Melbourne .Australia, 2003,2
GUNDAY,G.; ULUSOY, G.; KILIC, K.; ALPKAN,L. Effects of Innovation Types on Firm Performance. Faculty of Engineering and Natural Sciences, Department of Management. Turkey,2009,16-29
The modern economic environment is characterized by its unstable
variables due to the increasing competition conditions and the great
technological development in various fields. This requires various
sectors of the economy, including banks, to co
The goal of achieving profit and venerate is the first thing on which commercial
banks are interested. And in order to achieve commercial bank this end,the bank must
attract and compilation of national savings in the form of bank deposits, and then
The research aims to study the role of internal audit in the activation of governance
in the Commercial Bank of Syria Latakia. To achieve the objectives of the research a
questionnaire was designed and distributed to (43) managers of the bank Staff
The research aims at finding out the role of the electronic banking services provided
by the Commercial Bank of Syria in increasing customers' satisfaction, as well as focusing
on customers' satisfaction because of its importance and its role in ac
The goal of this study is to identify the effect of regulatory culture with its five dimensions (Administration of change, goals achievement, group work, orientation towards the client and cultural strength) in Banque Bemo Saudi Fransi (BBSF) on the clients' loyalty that is behavioral, situational, cognitive and mandatory.