Impact of Liquidity Solvency and Administrative Efficiency on Profitability of Insurance Companies An Empirical Study of Syrian Private Insurance Companies

This study tries to see if there is a possible relationship between liquidity, solvency as well as administrative efficiency and profitability ratios of private insurance companies during the period (2009-2013).The study tries to do so, using methods of statistical and financial analysis, particularly SPSS statistical software. Annual changes are calculated for each of the ratios studied, in addition to the average rate of change or growth during the period studied. The relationship between each of the ratios studied (liquidity, solvency, and administrative efficiency) and profitability is also analyzed to see the effect of each of these ratios on profitability, using simple regression. The most influential figure affecting profitability is then determined using multiple regression. The study concluds that the relationship between the ratio of liquidity and profitability of the insurance companies is an inverse relationship, very durable and statistically significant. The relationship between the ratio of the solvency and profitability of insurance companies is a positive relationship, very tough and statistically significant, while the relationship between ratio of administrative efficiency and profitability of insurance companies is a positive relationship, very strong and statistically significant. The solvency ratio is the most influential in the insurance companies. This confirms that the nature of the work in insurance companies is based on the principle of return and risk. The study recommends encouraging scientific research in the field of insurance, and the adoption of global studies related to insurance. It suggests work in coordination with universities and institutes to hold specialized seminars, meetings and distribute pamphlets to spread awareness of insurance. It also recommends that insurance companies work to diversify their investments and abandon conservative policies. The research also recommends activation of the partnership between the insurance companies and local banks as a way to contribute to achieving economic and social development.

The Relationship between Corporate Governance And Expanding of Disclosure about General And Futuristic Data An Empirical Study on Private Syrian Banks Sector

This research work aims at whether or not corporate governance has an immediate effect on voluntary disclosure concerning financial or nonfinancial data, and defining the degree of this effect. To achieve this aim, the researchers developed an index against which voluntary disclosure may be measured, in the field of study represented by private Syrian banks. The study covered the last six years for each bank. The study adopted a strategy of testing the study hypotheses, using analysis regression method.

Evaluating the Financial Performance of Jordanian Islamic And Conventional Banks, Using the Indicators of the “CAMEL” Method: A Comparative Analysis

This study aims to evaluate and compare the financial performance of the Jordanian Islamic and conventional banks using the five financial indicators of the "CAMEL" method represented by: Capital Adequacy index, Asset Quality index, Management Quality index, Profitability index, and the Liquidity index. This comparison will detect which of the two banks Islamic or Conventional achieves a better performance than the other. In order to study the reflection of financial performance on customers at the level of public trust, and to achieve these purposes, we select a total of thirteen Jordanian Conventional banks and two Islamic banks as a sample for this study during the period of (2006-2012). We employ a test “t-test” to study the significance of the differences between the averages of financial ratios and the use of multiple linear regression analysis to show the impact of financial performance indicators individually and collectively on the level of public trust. The result of this study clearly shows that Conventional banking achieves a better financial performance than Islamic banking, although the level of public trust of customers in Islamic banking stems mainly from its achieved financial performance, contrary to what has been obtained during this study for Conventional banking.

Structure of board director and voluntary disclosure (financial and non-financial data) Field study: the case of private Syrian banks

This research work aims at whether or not structure of board director has an immediate effect on voluntary disclosure concerning financial or non-financial data, and defining the degree of this effect. To achieve this aim, the researchers developed an index against which voluntary disclosure may be measured, in the field of study represented by eleven private Syrian banks. The researchers applied their study to the community of banks, including all banks. The study covered the last six years for each bank, starting from 2009-2014. The index consists of 32 items, divided into two subsidiary groups (Financial and non-financial data). The study adopted a strategy of testing the study hypotheses, using analysis regression method. The variant of audit committee has been adopted because the sample under study did not indicate any differences. Studying the relationship between structure of board director variables and voluntary disclosure including the index as a whole, it was found that there is a positive relationship indicating statistical remarks, between profitability variable and voluntary disclosure as a whole. The rest of structure of board director variables denoted a kind of positive partial correlation, having no statistical indications. This variable has been noticed between structure of board director variables and voluntary disclosure as a whole.

The Role Of Six Sigma Approach By Applying (DMAIC) Model And Forming Work Team In Improving Banks Performance: A Survey Study In Syrian Banks In Damascus

Banking Systems face a lot of changes and challenges, which necessitate applying new management and performance improvement concepts, as an attempt to achieve excellence, Six Sigma is considered to be one of the best methodologies that help in this regard because it may be utilized in improving banks performance and decrease defects in their processes. This study aimed to highlight the role of six sigma approach to improve the performance of Syrian banks according to the application of six sigma model elements (DMAIC) and selecting six sigma team (Improvement Team). Conclusions of the study show the importance of implementing Six Sigma methodology in all local sections including industrial and service organizations, and there is a tendency in the Syrian banks to utilize six sigma approach. Conclusions also show that there is a significant statistical impact between each of application of six sigma model elements (DMAIC), Selecting six sigma team (Improvement Team), and the performance improvement of Syrian banks. Based on that, several recommendations were presented. Among these recommendations were the urgency and the need of benefiting from the best practices in the field of Six Sigma. Invest in training and provide the employees with some experience in this field.

Analysis of liquidity and profitability of Syrian traditional private banks before and during the current crisis between (2006 - 2014)

This study is based on the analysis of Syrian traditional private bank's ability to manage liquidity and profitability, especially during the current Syrian economic crisis. The study revealed that: Syrian banks are focusing on the goal of liquidity, while it reserves on their lending policies for most extent, and the increasing of return rate for most Syrian banks is caused, due to its non-operating profits which also comes out as a result of re-evaluating of foreign currencies center. However, this study emphasizes on the importance of rising up the obligatory cash reserve that imposed on deposits. Taking into consideration the deposit types whether current or long-term. Along with imposing a higher rate on the current deposits because of its most withdrawals.

العوامل المؤثرة على سيولة الأسهم في سوق دمشق للأوراق المالية

إن الهدف الرئيسي لهذه الدراسة هو التعرف على العوامل التي تؤثر على سيولة أسهم الشركات المساهمة العامة المدرجة في سوق دمشق للأوراق المالية

أثر الأزمة المالية العالمية في الأداء المالي للمصارف الإسلامية - دراسة تطبيقية-

هدفت الدراسة إلى التعرف على مدى تأثير الأزمة المالية العالمية (2008) على الأداء المالي للبنوك الإسلامية

أثر تقلبات أسعار الفائدة في إجمالي الايداعات ومعدل العائد في المصارف الإسلامية

أثر تقلبات أسعار الفائدة في إجمالي الايداعات ومعدل العائد في المصارف الإسلامية- دراسة تطبيقية على المصارف الإسلامية الماليزية خلال الفترة ما بين 2009- 2013