Outsourcing in Electronic Money Activities

Any researcher in the legal aspects of the banking and financial activities in general should talk about the activities which banks and financial institution seek to outsource to third party, and the risk which may arising from those activities. The regulatory competent authorities in the scope of payment system cannot establish sound legal and regulatory framework to govern the work of authorized banks and financial institution without studying the risk may arising from those processes and establishing guiding principles to assess ,mange, and mitigate those risk; especially in the field of activities of electronic money that require inherently intervention of third parties.

أِثر القيادة التحويلية في زيادة فعالية المنظمات العامة (دراسة مسحية على المصرف التجاري فرع 4 بمدينة حماة)

This study was conducted to investigate the influence of Transformational leadership on increasing the effectiveness of public organizations, supposing that transformational leadership has a clear impact in improving the performance of the organization as well as it is an important and effective means to achieve success and growth and to increase the effectiveness of organizations.

Factors Affecting The Private Bank's Profitability In Syria- Empirical Study

This paper aims to identify the most important internal factors may effect on profitability of Syrian private banks during the period (2009-2015). To achieve the objective of the study, Researcher study the dependent factor profitability measured by return on assets (ROA) and return on equity (ROE), and the following independent factors (Bank size, Debt ratio, owner's equity, Liquidity, Net interest, and provision of credit facilities to credit facilities ratio).

The extent of using responsibility accounting in listed Syrian Banks (Field Study)

The aims of responsibility accounting is to design an information system able to do an effective control over performance by linking accounting reports with related managers according to organizational structure. This paper aims to clarify the importance of using responsibility accounting and to know to what extent Syrian listed Banks apply such techniques. A questionnaire was designed and distributed to the sample of this paper (accountants, internal auditors). The research concludes that listed banks have a clear determination for responsibility centers and they prepare operational budgets and compare actual results with it to evaluate performance and they have a comprehensive reporting and motivation system. It recommends -amongst other- to increase coordination between people in every responsibility center and to clarify relations between them.

The Motives and Challenges of Applying the Basel II Accord in Operating Conventional Banks in Syria

This research aims to shed light on the motives and the challenges of the application of Basel II in banks operating in Syria. To achieve this goal, the researcher used the survey methodology, where the data was collected using a questionnaire and then analyzed by applying a set of statistical methods using the SPSS program. The results revealed that the banks operating in Syria are applying the Basel II Accord in response to regulatory and international requirement. With respect to the challenges of the application of the Accord, these banks face the challenges associated with the application of the first pillar (minimum capital requirements), as these banks do not have comprehensive historical data that can be relied on to measure credit, operational and market risks. In addition to the fact that they do not hold any international credit rating. There are also challenges associated with applying the second pillar (supervisory review), particularly related to the low number of workingstaff in the field of banking supervision, in addition to the challenges of the political circumstances and the prevailing economic conditions. Finally, the results showed an inverse relationship between the reality of the Basel II application in conventional banks operating in Syria and between each of the challenges associated with implementing the three pillars of the Accord and those associated with political and economic conditions. There is also an inverse relationship between the reality of the implementation and the challenges associated with the material and human resources merely in public banks.

A study of the impact of social responsibility on the brand image and loyalty of Al-Barka Bank customers in Syria

The subject of social responsibilities has recently received the attention of researchers due to its importance; there exists a growing interest in studying the links between CSR and Customers. The purpose this study is to investigate the impact of social responsibility dimensions of ALBARAKA BANK on customer’s brand image and customer’s loyalty based on its social responsibility activities, and to identify the concept of social responsibility and its dimensions. A research framework was developed and data was collected through electronic survey questionnaires from customers of ALBARAKA BANK branches in Syria. In order to obtain the results of the study, the researcher analyzed the 88 questionnaires that were retrieved and then used a number of statistical methods using SPSS program. The study found that there is an impact of the dimensions of social responsibility (cultural, educational and environmental) on both brand image and customer loyalty. Through these results, the researcher presented a set of recommendations aimed at increasing the bank's activity in terms of social responsibility.

The Role of Using The Accounting Information Systems in Improving The Quality of The Managerial Decision A Field Study on The Syrian Coast’s Banks

The purpose of this study is to examine the effect of the use of accounting information systems on improving the quality of administrative decisions in a sample of banks in the Syrian coast. The researchers distributed (100) questionnaires to managers, heads of departments, supervisors and administrative personnel responsible for taking various types of decisions adopted on the accounting information in the banks in question. The number of returned and valid questionnaires that were discharged was (77). The researchers analyzed the data using the Statistical Analysis Program (SPSS 20).

The Impact Of The Factors related To The Bank On The Decision Of Granting Micro-Credit A Field Study On Banks Operating In The Syrian Coast

This research was conducted to determine the impact of the factors related to the bank (the liquidity of the bank, the strategy adopted by the bank, the bank's share in the credit market, the material and human resources of the bank) on the decision to grant small bank credit in a sample of banks operating in the Syrian coast. The researcher distributed (115) questionnaires on a sample of the employees in the credit department in the banks under study. The number of questionnaires recovered and valid for the analysis was discharged (90). The researcher analyzed the data using the Statistical Analysis Program (SPSS 20). At the end of this research, the researcher reached a number of conclusions, the most important of which is: There is a significant effect on all factors related to the bank on the decision to grant microcredit, and the order of these factors according to the degree of importance and influence on the following form: the strategy adopted by the bank, liquidity of the bank, the material resources of the bank, the human resources of the bank, The bank's share in the credit market. In addition, the researcher presented the following recommendations: Encouraging senior management in the banks under study to formulate a fixed strategy and specific procedures that will help in the success of the decision making process for the granting of microcredit, the need for automated and sophisticated communication networks that allow the flow of information between all departments and departments easily, Provide the necessary material supplies for the completion of work and development of human resources working in the banks under study.