Subscribe to the gold package and get unlimited access to Shamra Academy
Register a new userFactors Affecting The Private Bank's Profitability In Syria- Empirical Study
العوامل المؤثرة على ربحية المصارف الخاصة في سورية – دراسة تطبيقية
3422
11 599
0
(
0
)
Created by
Shamra Editor
Ask ChatGPT about the research
هدفت الدراسة إلى تحديد أهم العوامل الداخلية المؤثرة على ربحية المصارف الخاصة العاملة في سورية للفترة الممتدة بين (2009-2015), و لتحقيق ذلك قام الباحث بدراسة - المتغيرات المستقلة التالية: حجم المصرف, نسبة المديونية, حقوق الملكية, نسبة السيولة, صافي الفوائد, نسبة مخصص التسهيلات الائتمانية إلى التسهيلات الائتمانية. و بيان أثر هذه المتغيرات على ربحية المصارف مقاسة بمعدل العائد على الموجودات و معدل العائد على حقوق الملكية.
This paper aims to identify the most important internal factors may effect on profitability of Syrian private banks during the period (2009-2015). To achieve the objective of the study, Researcher study the dependent factor profitability measured by return on assets (ROA) and return on equity (ROE), and the following independent factors (Bank size, Debt ratio, owner's equity, Liquidity, Net interest, and provision of credit facilities to credit facilities ratio).
References used
Al-Jarah, I.& Ziadat, K.& El-Rimawi, S. , 2010: The Determinants Of the Jordanian's Banks Profitability: A cointegration Approach, Jordan Journal of Business Administration, Vol.6, No.2
Ben naceur, S. & Goaid,M. , April, 2008: The Determinants of Commercial Bank interest Marginal Profitability: Evidence From Tunisia, Frontier in Finance and Economics, Vol.15, No.1, pp 106-130
Athanaroglou.P & et.al, Jun 2005: Bank- Specific, Industryspecific and macroeconomic determinants of bank profitability, Bank of Greece, NO.25
rate research
Read More
This study aimed to examine the extent of disclosure in the annual
reports of Syrian private banks for the financial year 2015.
The level and extent of disclosure was examined by applying the
disclosure index on the annual reports.
Four dependent
variable (size, profitability, financial leverage and
allowance) were examined to know their effect and relationship
with the level of disclosure.
Liquidity is considered to be one of the most important subject in the banking sector
because it’s the key to maintain a secure financial position and it’s the main mean to gain
the customer and depositor trust, and meet any obligation that might c
ome up.
In this paper we study effect of the liquidity and risk on the Syrian private bank’s
profitability and the nature of this effect, to achieve this object we choose ten financial
ratios for a sample of ten commercial banks between 2008 – 2014. The data have been
basically collected from the financial statements of the studied banks. To analyze the
research data we use one of the Panel Data Models which is the Fixed Effects Model. The
data have been analyzed by using EViews 7.
We conclude that the liquidity ratio have a significant negative effect on the bank’s
profitability. liquidity risk have a significant positive effect on the profitability ratio .
The research aims at identifying the factors affecting the returns of loan portfolios of private commercial banks in Syria during the period (2007- 2012), where it was studying the behavior of the dependent variable represented in (Yield Loan Portfol
ios) and the independent variables of (employment rate of deposits in loans, the size of the bank liquidity the age of the bank, the number of branches, and the capital adequacy ratio) is studied.
Research findings
There is a significant positive effect for independent variables, such as age of the bank, capital adequacy ratio (except Byblos Bank Syria) affecting loan portfolios returns on private commercial banks under study.
There is not a statistically significant effect for independent variables like employment rates of deposits in loans, the size of the bank, and liquidity (except Byblos Bank Syria), and the number of the bank branches (except Bank of Syria and overseas) returns on the loan portfolios private commercial banks under study
The research aims to identify the factors affecting the profitability of commercial
banks, arranged according to their relative importance, and the comparison between
commercial banks, public and private about the factors that affect their profitab
ility. The
research descriptive analytical method. One of the most important results:
1 - affected the profitability of commercial banks Syrian combination of factors can
be classified in two categories: internal factors and external factors.
2 - different factors affecting the profitability of commercial banks in the relative
importance of, and the most influential factor was economic and political conditions, and
employing resources, legislation and legal and banking controls. While the age of the bank
and the number of bank employees less influential factor.
3 - There are no statistically significant differences between commercial banks,
public and private in the internal and external factors that affect their profitability.
This study aims to clarify the concept of profitability and
liquidity at the Islamic Banks, and discuss how the liquidity
affects the Islamic banks profitability.
In order to achieve these objectives, the researcher, after
presenting the theoreti
cal framework for the study, conducts a
case study of the Islamic banks working in Syria (Albaraka-
Syria Bank, Cham Bank, Syria International Islamic Bank),
and conducts an appropriate statistical test to show the
relationship between the liquidity and profitability (measured
by ROA) of those Islamic banks. The researcher depends on
the financial statements in the reports published by Islamic
banks, using the statistical program SPSS 18 to get the results
of this test. This study concluded that: there is no a significant
relationship between Islamic banks liquidity and profitability,
although they have high liquidity ratios, and low return on
assets in general.
Log in to be able to interact and post comments
comments
Fetching comments
Sign in to be able to follow your search criteria
