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Any researcher in the legal aspects of the banking and financial activities in general should talk about the activities which banks and financial institution seek to outsource to third party, and the risk which may arising from those activities. The regulatory competent authorities in the scope of payment system cannot establish sound legal and regulatory framework to govern the work of authorized banks and financial institution without studying the risk may arising from those processes and establishing guiding principles to assess ,mange, and mitigate those risk; especially in the field of activities of electronic money that require inherently intervention of third parties.
The outsourcing of teaching at university colleges is a growing but still limited practice. But, as a result of lack of faculty members, in some colleges or graduate institutes in the public universities, resort to employing this manner to fill th is gap. Accordingly, this research has dealt with the importance and areas of outsourcing by using descriptive and analytical approach studying the case of the Higher Institute for Management Development. The analyse show that the growing use of outsourcing often reduces the quality. Among the most important results of the study, the lack of correlation between outsourcing of teaching and the efficiency and effectiveness of the Institute, and the lack of meaningful significant differences between teachers in the efficiency and effectiveness of the Institute to use the method of outsourcing to teach attributable to the variables (workplace experience and scientific rank). While there are differences among teachers due to the variable age.
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