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Register a new userFactorial Analysis and it's Importance in Detecting Insurance Awareness Determinants Statistical Analytical Study of Available Data about the Insurance Awareness in Lattakia City
التحليل العاملي و أهميّته في الكشف عن محدّدات الوعي التأميني دراسة إحصائية- تحليلية لمعطيات متاحة عن الوعي التأميني في مدينة اللاذقية
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يهدف البحث للكشف عن العوامل التي تلعب دوراً مؤثراً في تحديد مستوى الوعي التأميني عند عينة من أرباب الأسر في مدينة اللاذقية شملت (438) رب أسرة. عن طريق استخدام أسلوب التحليل العاملي في تحليل بيانات استبيان صمّم لقياس مستوى الوعي بالتأمين عند أفراد العينة، و ضمّ هذا المقياس مؤشراتٍ لقياس البعدين المعرفي و الإرادي للوعي التأميني. يضمّ البعد المعرفي ثلاثة متغيرات هي (الخوف من الخطر، إدراك الحاجة إلى التأمين، المعرفة بأنواع التأمين المتاحة) و يضمّ البعد الإرادي متغيرين أساسيين (توفر النية لإجراء التأمين، امتلاك موقف محدد تجاه التأمين). بيّنت نتائج البحث وجود عاملين رئيسين يحددان مستوى الوعي التأميني لدى أفراد العينة المدروسة، يتعلق العامل الأول بعوامل اجتماعية محيطة بالفرد في حين يتعلق العامل الثاني بعوامل شخصية.
The research aims to detecting the factors that play an effective role in determining the level of insurance awareness in a specimen of household heads in Lattakia city, It included (438) household head using factorial analysis method to analyze questionnaire data made to measure the level of the insurance awareness at the specimen individuals. This measurement included many indexes to measure both of the cognitive and the elective dimensions of insurance awareness. the cognitive dimension includes three variables (fear of danger, apprehension of the need for insurance, and acquaintance of available insurance types). The elective dimension includes two main variables (the intention of carrying out insurance, and having a specific attitude towards insurance). The research showed that there is two main factors determining the level of the insurance awareness at the individuals of the studied specimen. The first factor is related to the social factors that surrounds the individual, while the second one is related to personal factors.
References used
Mishra, M. N. ( 1993 ) : Insurance : Principles and Practice. S. Chad & Company Ltd., New Delhi, India, 95
(Kim, J.O., & Mueller, C.W. (1987) :Factor Analysis : Statistical Methods and Practical issues. Beverly Hills, C.A. Sage, (25- 84
الحكيم، السيد محمد تقي، عقد التأمين: حقيقته و مشروعيته. منشورات الحلبي الحقوقية، بيروت، 2003, 55
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The study aimed to identify the environmental awareness among the kindergarten children
(high, middle, low) in Lattakia city. In order to achieve this objective, the sample of the
research of kindergarten children was selected from public and priva
te kindergartens. The
number of the sample reached (180) children of the age (5-6) years. This sample was
chosen stratified randomly. The researcher used the descriptive method to achieve the
objectives of the study.
The research tool consisted of a non-verbal environmental awareness scale, which was
developed by the researcher to suit the developmental characteristics of the kindergarten
child in The Syrian Environment. The study found that the level of the environmental
awareness of kindergarten children in Lattakia was high. The results also showed that there
were no differences between kindergarten children in their environmental awareness
according to gender and kindergarten's own.
The aim of the research was to investigate the level of environmental awareness among
sixth graders’ students in light of the gender variables and the cultural level of the mother.
In order to achieve this goal, the descriptive approach was used, a
nd the "environmental
awareness" scale was prepared. After verifying its validity, it was distributed to a sample of
140 students and students from the sixth grade school in Lattakia in 2017/2018.
The results showed that the level of awareness among the sixth grade students was
average. There were no statistically significant differences among the sixth grade in terms
of environmental awareness due to sex, while there were statistically significant
differences due to the cultural level of the mother in favor of students whose mothers have
university degrees.
The problem of waste is getting worse day by day, which may represent a heavy burden on municipalities, that they are unable to process it in most situations. Man is primarily responsible for the waste form, and any scheme for management municipal so
lid waste most take into account the role environmental awareness among the citizens of north sides: the first is to reduce the amount of waste produced through improving people's behavior's and their dietony habits.
The second by working to strengthen its role in contributing to with the municipality in sorting and recycling and willingness to buy recycled good, which contributes to ease costs, and thus improve the management.
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The research found the most important proposals : attention to publish more environmental awareness among community groups is an educated in addition to spreading the culture of voluntary work in the field of environment an educated.
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Stock Exchange comply with the Principles of Corporate Governance, issued by Syrian
Commission on Financial Markets and Securities (2008), Central Bank of Syria, (200
9),
Syrian Insurance Supervisory Commission (2007), and OECD (2004). To achieve this
objective, the researcher conducted a field study on a sample of (20) shareholding
companies working in the banking and insurance sectors (about 83% of the Syrians listed
firms). A questionnaire containing six questions which cover the six principles of corporate
governance was distributed to explore the sample's opinion about how much Syrians
shareholding companies comply with those principles. The major findings of this study
indicated that there were no significant differences between the level of the banks'
commitment to the principles of corporate governance and the level of insurance
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Awareness in one of the most important factors for the study of heritage, so as to
find the optimal formula of its comprehensive aspects of scientific, philosophical, social,
political and economic levels, i.e. the ideological and cognitive levels
(philosophical).
These two levels have a large role in determining the central point adopted in determining
the development of theme of heritage, which forms the most important problems of the
current era.
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