دخلت المصارف الخاصة إلى جانب المصارف العامة في سورية ضمن خطة إصلاح شملت النواحي الاقتصادية و المالية، و بما أن المصارف العامة تتولى مهمة تمويل القطاع العام بشكل أساس و استقبال ودائعه، تكون المصارف الخاصة مسؤولة بشكل كبير عن تمويل القطاع الخاص و دفع عجلة الاستثمار في القطاع الخاص وصولا لأهداف التنمية المنشودة، و على الرغم من مساهمة المصارف الحكومية في تمويل القطاع الخاص إلا أنها تبقى مقيدة بالتوجهات العامة للسلطات النقدية و تقدم الدعم لمؤسسات الدولة بشكل أساس، لذلك تناول هذا البحث دور المصارف الخاصة في تنمية الاستثمار في القطاع الخاص من خلال أنواع التسهيلات الائتمانية المختلفة التي تقدمها له، و قد توصل البحث لعدم وجود علاقة ذات دلالة معنوية بين مجمل التسهيلات الائتمانية التي تقدمها المصارف الخاصة في سورية و بين حجم الاستثمار الخاص، مما يعني ضعف دور هذه المصارف في زيادة الاستثمارات، و قد قدم الباحث مجموعة من التوصيات التي تساعد على إيجاد الحلول المناسبة.
Private banks began to work with public banks in Syria Under an economic and financial reform plan, As the public banks undertake the task of financing the public sector mainly and receive deposits from it, The private banks largely responsible for financing the private sector and increased investment in the private sector to achieve the goals of development, Although the contribution of government banks in the financing of the private sector , but it remains constrained orientations of the monetary authorities and provide support to state institutions, mainly,so, this research studied the role of private banks in the development of investment in the private sector through thevarious types of credit facilities of offered by private banks, we don't found a significant relationship between the credit offered by private banks in Syriaand the size of private investment, which means the weakness of role of these banks to increase investment, the researcher has provided a set of recommendations that will help to find appropriate solutions.
References used
Gray, B, Gorton. Ping, He. Bank Credit Cycles, University of Pennsylvania, 2005
Timothy, W. Koch, and S.Scott Macdonald, Bank Management, South-Western, USA, 2010
Ross, P.S. Ccommercial Bank Management, McGraw-Hill- N.Y.2008
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