This study aimed to take a sample of banks (Qatar National Bank, Bemo Bank,
Sham Islamic Bank ) and compare the changes in their capital exchange rate changes on it
in terms of the capital adequacy ratio which affects the continuity of these banks
as
recommended by the Basel (1-2-3) committee, draw conclusions reached by this study and
propose what would maintain their own working capital from any failures of share
holders, depositors and customers .
The change of foreign currency exchange rates has direct and indirect impacts on
the economy .
The lack of foreign currency exchange rate stability negatively affects the
purchasing power of the local currency; whenever the exchange rate of the local
currency rises the purchasing power of the foreign currency declines. This is clearly
evident through our follow up to the dollar exchange rate during the five years of study
of 2010 to the year 2014 where the large fluctuations witnessed in prices led to a clear
reduction in the purchasing power of the local currency.
The accounting and auditing profession based on outputs of the profession based on
outputs of the financial lists mainly on the public confidence for its success in providing
services to all parties and focus on the actual increases carried out by these banks on their
capital was it enough to achieve the desired level under successive highs on the dollar
exchange rate against the Syrian pond which led to affected capital and make it define .
This study deals with analysis and discussion the impact of
capital risk, credit risk, operational risk and liquidity risk on
capital adequacy at Byblos Bank, Through analyze its financial
statements of the variables of the study, By Using simple
regression analysis, Using the (SPSS 19) statistical analysis
program, during the time period of 2009-2014.