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Register a new userAn Evaluation Financial Performance of The International Bank for Trade and Finance by Used Financial Ratios
تقييم الأداء المالي للمصرف الدولي للتجارة و التمويل باستخدام النسب المالية ( دراسة حالة )
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Aِl-Baath University ورقة بحثية
Publication date
2017
fields
Economy
and research's language is
العربية
Created by
Shamra Editor
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هدفت الدراسة إلى تقييم الأداء المالي للمصرف الدولي للتجارة و التمويل خلال الفترة ( 2010-2015 ), و تم استخدام النسب المالية و التي تمثل العائد على الاستثمار و العائد على حقوق الملكية و مضاعف ربحية السهم، كما تم ربط هذه النسب بالقيمة السوقية للسهم لتحديد قدرتها على تفسير التغيرات الحاصلة في السعر.
The study aimed to evaluate the financial performance of the International Bank for Trade and Finance during the period (2010- 2015), the financial ratios (ROI, ROE, P/E) were used, which Return on Investment, Return on Equity, and Price to Earnings Ratio. Also these ratios were connected with the marketing value of the share to determine their ability to explain the changes in price.
Artificial intelligence review:
Research summary
هدفت الدراسة إلى تقييم الأداء المالي للمصرف الدولي للتجارة والتمويل خلال الفترة من 2010 إلى 2015 باستخدام النسب المالية مثل العائد على الاستثمار (ROI)، العائد على حقوق الملكية (ROE)، ومضاعف ربحية السهم (P/E). تم تحليل هذه النسب وربطها بالقيمة السوقية للسهم لتحديد قدرتها على تفسير التغيرات في السعر. أظهرت النتائج أن هذه النسب المالية لا تستطيع تفسير التغيرات في القيمة السوقية للسهم عند تطبيقها بشكل منفرد، ولكن عند استخدامها مجتمعة، فإنها تفسر 99% من التغيرات. أوصت الدراسة بضرورة الاعتماد على النسب المالية مجتمعة لتقييم الأداء المالي وعدم اعتبارها مؤشرات متقادمة، وأيضاً بضرورة إجراء التحليلات المالية اللازمة لتقييم سعر السهم عند اتخاذ القرار الاستثماري.
Critical review
تقدم الدراسة نظرة شاملة ومفصلة حول استخدام النسب المالية في تقييم الأداء المالي للمصرف الدولي للتجارة والتمويل. ومع ذلك، يمكن انتقادها من عدة جوانب. أولاً، الاعتماد الكبير على النسب المالية قد يتجاهل عوامل أخرى مؤثرة مثل الظروف الاقتصادية والسياسية التي قد تؤثر على أداء المصرف. ثانياً، الدراسة لم تتناول بشكل كافٍ تأثير العوامل الخارجية مثل التغيرات في السوق العالمية أو السياسات الحكومية. أخيراً، كان من الممكن أن تكون الدراسة أكثر شمولية إذا تضمنت مقارنة مع مصارف أخرى في نفس القطاع لتقديم رؤية أوسع.
Questions related to the research
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ما هي النسب المالية التي استخدمتها الدراسة لتقييم الأداء المالي للمصرف الدولي للتجارة والتمويل؟
استخدمت الدراسة النسب المالية التالية: العائد على الاستثمار (ROI)، العائد على حقوق الملكية (ROE)، ومضاعف ربحية السهم (P/E).
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ما هي الفترة الزمنية التي غطتها الدراسة لتقييم الأداء المالي للمصرف الدولي للتجارة والتمويل؟
غطت الدراسة الفترة الزمنية من عام 2010 إلى عام 2015.
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ما هي النتيجة الرئيسية التي توصلت إليها الدراسة بشأن قدرة النسب المالية على تفسير التغيرات في القيمة السوقية للسهم؟
توصلت الدراسة إلى أن النسب المالية لا تستطيع تفسير التغيرات في القيمة السوقية للسهم عند تطبيقها بشكل منفرد، ولكن عند استخدامها مجتمعة، فإنها تفسر 99% من التغيرات.
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ما هي التوصيات التي قدمتها الدراسة بناءً على نتائجها؟
أوصت الدراسة بضرورة الاعتماد على النسب المالية مجتمعة لتقييم الأداء المالي وعدم اعتبارها مؤشرات متقادمة، وأيضاً بضرورة إجراء التحليلات المالية اللازمة لتقييم سعر السهم عند اتخاذ القرار الاستثماري.
References used
AL KARIM, R., TAMIMA, A.,2013-An Evaluation of Financial Performance of Private Commercial Banks in Bangladesh: Ratio Analysis, Journal of Business Studies Quarterly , Volume 5, Number,Pp: 66-77
BARENTSEN, D., 2012-The Impact of Supply Chain on Corporate Performance: Improving Supply Chain Efficiency and Increasing Profitability, Master Thesis in MSc.Finance , AARHUS, P.37
BOTCHKAREV, A., PETER, A., 2011- A Return on Investment as a Matric for Evaluating Information System: Taxonomy and Application, Interdisciplinary Journal of Information, Knowledge, and Management, Toronto, Canada, Vol. 6, Pp: 246-269
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