هدفت الدراسة إلى معرفة أثر حوكمة الأنشطة التكنولوجية في المصارف موضوع الدراسة على جودة محافظ القروض التي تقدمها لعملائها ولتحقيق الغرض من هذه الدراسة, تمّ تصميم استبانه وزعت على العاملين في المصارف السورية الخاصة من المستويات الإدارية (مدراء, مدقق داخلي, رئيس قسم, رئيس دائرة). تكونت عينة الدراسة من (180) مشاهدة صالحة للتحليل, وباستخدام الأساليب الإحصائية المناسبة لتحليل البيانات, توصلت الدراسة إلى ما يلي: وجود تأثير لحوكمة تكنولوجيا المعلومات بالمستوى المطبق في المصارف السورية محل الدراسة وفقاً لإطار عمل COBIT بمجالاته الأربعة مجتمعةً, وبشكل منفرد على جودة محافظ قروض تلك المصارف.
The study aimed to know the effect of the governance of technological activities in the banks under study on the quality of loan portfolios provided to their clients and to achieve the purpose of this study, a questionnaire was designed and distributed to workers in the private Syrian banks from administrative levels (managers, internal auditor, head of department, head of department) . The study sample consisted of (180) valid observations for the analysis, and using the appropriate statistical methods to transmit the data, the study reached the following: The presence of an impact of information technology governance at the level applied in the Syrian banks under study in accordance with the COBIT framework in its four fields combined, and individually, on the quality of the loans portfolios of those banks.
References used
Zyngier, S. Article for the Encyclopedia of Knowledge Management (forthcoming)Ed. David Schwartz., Idea Publications; Hershey,2005.
Wiedenhoft, Guilherme; Luciano, Edimara; Magnagnagno, Odirlei. Information Technology Governance in Public Organizations ; Identifying Mechanisms that Meet ITS Goals While Respecting Principles. Journal of Information Systems and Technology Management Vol. 14, No. 1, Jan/Apr., 2017 pp. 69-87
Onuko ,LillianKerubo ; Muganda, Munir ; Musiega, Douglas.Effect of Credit Risk Management on Loan Portfolio Quality ofTier One Commercial Banks in Kenya.International Journal of Business and Management Invention, Volume 4 Issue 7, 2015,p p 46-5
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