Do you want to publish a course? Click here

Identify the factors affecting the profitability of commercial banks using multivariate analysis A field study in the Commercial Bank of Syria in Latakia province

تحديد العوامل المؤثرة على ربحية المصارف التجارية باستخدام التحليل المتعدد المتغيرات دراسة ميدانية في المصرف التّجاري السّوري بمحافظة اللاذقية

3929   9   187   0 ( 0 )
 Publication date 2014
and research's language is العربية
 Created by Shamra Editor




Ask ChatGPT about the research

The research aims to identify the factors affecting the profitability of commercial banks, arranged according to their relative importance, and the comparison between commercial banks, public and private about the factors that affect their profitability. The research descriptive analytical method. One of the most important results: 1 - affected the profitability of commercial banks Syrian combination of factors can be classified in two categories: internal factors and external factors. 2 - different factors affecting the profitability of commercial banks in the relative importance of, and the most influential factor was economic and political conditions, and employing resources, legislation and legal and banking controls. While the age of the bank and the number of bank employees less influential factor. 3 - There are no statistically significant differences between commercial banks, public and private in the internal and external factors that affect their profitability.


Artificial intelligence review:
Research summary
تهدف هذه الدراسة إلى تحديد العوامل المؤثرة على ربحية المصارف التجارية السورية، مع ترتيبها حسب أهميتها النسبية، ومقارنة بين المصارف التجارية العامة والخاصة. اعتمد الباحثون على المنهج الوصفي التحليلي، واستخدموا التحليل المتعدد المتغيرات لتحليل البيانات التي تم جمعها من المصرف التجاري السوري في محافظة اللاذقية. توصلت الدراسة إلى أن ربحية المصارف تتأثر بعوامل داخلية وخارجية، حيث كانت الظروف الاقتصادية والسياسية، وتوظيف الموارد، والتشريعات القانونية والضوابط المصرفية من أكثر العوامل تأثيراً. بينما كان عمر المصرف وعدد موظفيه أقل العوامل تأثيراً. كما لم تجد الدراسة فروقاً دالة إحصائياً بين المصارف العامة والخاصة في تأثير العوامل الداخلية والخارجية على الربحية.
Critical review
دراسة نقدية: تعتبر هذه الدراسة خطوة هامة نحو فهم العوامل المؤثرة على ربحية المصارف التجارية السورية، إلا أن هناك بعض النقاط التي يمكن تحسينها. أولاً، الدراسة اعتمدت على عينة من محافظة واحدة فقط، مما قد يحد من تعميم النتائج على باقي المحافظات السورية. ثانياً، لم تتناول الدراسة تأثير العوامل التكنولوجية والتحولات الرقمية على ربحية المصارف، وهو موضوع ذو أهمية متزايدة في العصر الحالي. ثالثاً، يمكن أن تكون هناك حاجة لمزيد من التفاصيل حول كيفية تأثير العوامل الخارجية مثل العقوبات الاقتصادية الدولية على المصارف السورية. وأخيراً، كان من الممكن أن تكون الدراسة أكثر شمولية إذا تضمنت مقارنة مع مصارف في دول أخرى تواجه ظروفاً مشابهة.
Questions related to the research
  1. ما هي العوامل الأكثر تأثيراً على ربحية المصارف التجارية السورية حسب الدراسة؟

    الظروف الاقتصادية والسياسية، توظيف الموارد، والتشريعات القانونية والضوابط المصرفية.

  2. هل وجدت الدراسة فروقاً دالة إحصائياً بين المصارف العامة والخاصة في تأثير العوامل الداخلية والخارجية على الربحية؟

    لا، لم تجد الدراسة فروقاً دالة إحصائياً بين المصارف العامة والخاصة في تأثير العوامل الداخلية والخارجية على الربحية.

  3. ما هي العوامل الأقل تأثيراً على ربحية المصارف التجارية السورية حسب الدراسة؟

    عمر المصرف وعدد موظفي المصرف.

  4. ما هو المنهج الذي اعتمدته الدراسة لتحليل البيانات؟

    اعتمدت الدراسة على المنهج الوصفي التحليلي واستخدمت التحليل المتعدد المتغيرات.


References used
Antonio Trujillo-Ponce, "What Determines The Profitability of Banks? Evidence From Spain", Pablo de Olavide University, 1999-2009, 1-35
Bikram, G., Scholar, R. "Profitability Analysis of Public Sector Banks in India", Indian Management Studies Journal 11, 2007, 167-181
Christos K. Staikouras, "The Determinants Of European Bank Profitability", International, BUSINESS & Economies Research Journal, Vol. 3, No.6, 1998, 57-68
rate research

Read More

The research aims at identifying the factors affecting the returns of loan portfolios of private commercial banks in Syria during the period (2007- 2012), where it was studying the behavior of the dependent variable represented in (Yield Loan Portfol ios) and the independent variables of (employment rate of deposits in loans, the size of the bank liquidity the age of the bank, the number of branches, and the capital adequacy ratio) is studied. Research findings There is a significant positive effect for independent variables, such as age of the bank, capital adequacy ratio (except Byblos Bank Syria) affecting loan portfolios returns on private commercial banks under study. There is not a statistically significant effect for independent variables like employment rates of deposits in loans, the size of the bank, and liquidity (except Byblos Bank Syria), and the number of the bank branches (except Bank of Syria and overseas) returns on the loan portfolios private commercial banks under study
This paper aims to identify the most important internal factors may effect on profitability of Syrian private banks during the period (2009-2015). To achieve the objective of the study, Researcher study the dependent factor profitability measured by return on assets (ROA) and return on equity (ROE), and the following independent factors (Bank size, Debt ratio, owner's equity, Liquidity, Net interest, and provision of credit facilities to credit facilities ratio).
This paper aimed to identify the determinants of bank net interest rate margins within the context of the Syrian banking industry. To achieve the objectives of the study the data has been collected from those commercial banks listed on the Damascu s exchange stock (DES) during 2006-2010. The sample used in this study consists of a panel data set for sixe commercial banks. The empirical specification focuses on the reported net interest rate margin that is assumed to be a function of operation cost, owner's equity, loans-to-asset proxy, size factor, market share, growth rate, inflation factor, exchange rate. For testing purposes, panel data analysis is used by employing three alternative models to estimate the parameters of the model, the Pooled simple regression, the Fixed Effect Model and the Random Effect Model.
The interest issue was for long time ago and still one of the critical issues debated among economists through it monetary policy tools can be implemented in order to reach the economic goals set by the economic policy of any country, With the appear ance of the banks, which have been considered as the backbone of the economy and the basic cell of the national economy growth and its engine as they keep, move, develop, and facilitate the exchange of money the interest rate has become as a nervous system for commercial banks because of its significant impact on the revenues and expenses of these banks through the interest rates debtors and creditors imposed on their activities,Therefore, the main aim of this research is to study the impact of the net interest margin on the profitability of commercial bank by conducting an empirical study in The Bank of Syria and Overseas (BSO), the commercial bank has been chosen because the interests debtors and creditors constitute the largest proportion of revenues and expenses of commercial banks by displaying the size of revenues and expenses of the bank and their vulnerability to interest rates imposed by the central bank this study found that the profitability of commercial banks consists mainly of the net interest margin which reflects the difference between the creditor interests levied for the facilities granted and the debtors interests paid on deposits.
The objective of this study is to assess the reality of the professional commitment of the employees in the private commercial banks in lattakia Governorate, The researchers identified three types of functional commitment, which included both Affec tive commitment, Continuance commitment, and Normative commitment. The researchers distributed a questionnaire to a random sample of 77 workers. Each questionnaire included 24 phrases that measured the three types of commitment. They calculated the Cronbach's Alpha coefficient to measure the stability of the scale, The t-test was used for one sample to test the hypotheses, The researchers found results showing high degrees of functional commitment of all three types, but at varying degrees, where the mean of the responses on the expressions that measured the three types of commitment was Greater than the mean neutrality of the scale.
comments
Fetching comments Fetching comments
Sign in to be able to follow your search criteria
mircosoft-partner

هل ترغب بارسال اشعارات عن اخر التحديثات في شمرا-اكاديميا