هدفت الدراسة إلى قياس مدى التزام المصارف الخاصة السورية بمعايير تقييم المخاطر الائتمانية وفق مدخل 5C’s الذي يتضمن شخصية العميل، القدرة على الاستدانة رأس المال، الظروف المحيطة و الضمانات المقدمة من وجهة نظر العاملين في إدارة المخاطر و الائتمان و ذلك من خلال استبانة تم تصميمها لأغراض البحث و خلصت الدراسة إلى عدة نتائج أهمها التزام المصارف الخاصة السورية بمعايير تقييم المخاطر الائتمانية عند اتخاذ قرار الائتمان من وجهة نظر العينة المدروسة و انتهت الدراسة إلى مجموعة من التوصيات التي من الممكن أن تؤدي إلى تحسين واقع إدارة المخاطر الائتمانية في المصارف الخاصة السورية.
The purpose of this study is to Measure privet banks degree of
commitment to Credit risk assessment in Syria according to
5C’s approach which involve: character, capacity, capital,
conditions and coverage and that according to opinions of risk
management and credit management employees, through
developing a questionnaire which had been refined and was
verified of its credibility. The study concluded a main result,
which is that Syrian privet Banks are committed to Credit risk
assessment. Finally the study came up with a number of
Recommendations that could lead to improve the reality credit
risk management of private banks in Syria.
References used
JOSEPH, C.(2006).Credit Risk Analysis portfolio Credit Mitigation,1ED.,Mc Grow-Hill, New Delhi
Allen N . Berger& Anothers,2002- Credit Scoring and The availability, Price and Risk of Small Business Credit, available at www.federalreserve.gov/pubs/.../200226pap.pdf
Hampel, Goerg and Simonson,Donald,1999-Bank Management, John wiley and son, New York
The purpose of this study is to Measure Syrian privet banks
commitment to the International corporate governance principles
which involve the principles of the Organization of Economic
Cooperation and Development (OECD) and the principles of Basel
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