Interest Rate and its Impact on the Profitability of Commercial Banks (the Bank of Syria and Overseas Case Study)

The interest issue was for long time ago and still one of the critical issues debated among economists through it monetary policy tools can be implemented in order to reach the economic goals set by the economic policy of any country, With the appearance of the banks, which have been considered as the backbone of the economy and the basic cell of the national economy growth and its engine as they keep, move, develop, and facilitate the exchange of money the interest rate has become as a nervous system for commercial banks because of its significant impact on the revenues and expenses of these banks through the interest rates debtors and creditors imposed on their activities,Therefore, the main aim of this research is to study the impact of the net interest margin on the profitability of commercial bank by conducting an empirical study in The Bank of Syria and Overseas (BSO), the commercial bank has been chosen because the interests debtors and creditors constitute the largest proportion of revenues and expenses of commercial banks by displaying the size of revenues and expenses of the bank and their vulnerability to interest rates imposed by the central bank this study found that the profitability of commercial banks consists mainly of the net interest margin which reflects the difference between the creditor interests levied for the facilities granted and the debtors interests paid on deposits.

Development scenario of water managing in the Snobar River Basin by using WEAP

Snobar River is the basic water resource system in Snobar watershed (268.8 km2), which empties into the Mediterranean sea 10 kilometers south of Lattakia. We must find out advanced management to face of the recent serious conflicts such as climate changes. Modeling is adopted as appropriate tool to achieve this object. This study uses the software package WEAP21 (Water Evaluation and Planning System), which is specifically designed to evaluate and plan the water resources. We suggest two scenarios to carry out the weaping Snob arriver basin: the first includes new irrigation techniques, the second includes extended dry climate. The study has shown that demand site coverage reaches to 100%, but the river dries in the downstream of Athwart reservoir. We economize on water by suggestion a dripping irrigation technique (59%). Water year method and extended dry climate scenario declare the likely dangerous effects of climate changes.

Document Classification using Bayesian networks

أصبحت قضية استرجاع المعلومات في يومنا هذا من أهم القضايا والتحدّيات التي تشغل العالم كنتيجة منطقية للتطوّر التكنولوجي المتسارع والتقدم الهائل في الفكر الإنساني والبحوث والدراسات العلمية في شتى فروع المعرفة وما رافقه من ازدياد في كميات المعلومات إلى حدّ يصعب التحكم بها والتعامل معها. لذا نهدف في مشروعنا إلى تقديم نظام استرجاع معلومات يقوم بتصنيف المستندات حسب محتواها إلا أن عمليّة استرجاع المعلومات تحوي درجة من عدم التأكد في كل مرحلة من مراحلها لذا اعتمدنا على شبكات بيز للقيام بعملية التصنيف وهي شبكات احتماليّة تحوّل المعلومات إلى علاقات cause-and-effect و تعتبر واحدة من أهم الطرق الواعدة لمعالجة حالة عدم التأكد . في البدء نقوم بالتعريف بأساسيّات شبكات بيز ونشرح مجموعة من خوارزميّات بنائها وخوارزميّات الاستدلال المستخدمة ( ولها نوعان دقيق وتقريبي). يقوم هذه النظام بإجراء مجموعة من عمليّات المعالجة الأوليّة لنصوص المستندات ثم تطبيق عمليات إحصائية واحتمالية في مرحلة تدريب النظام والحصول على بنية شبكة بيز الموافقة لبيانات التدريب و يتم تصنيف مستند مدخل باستخدام مجموعة من خوارزميات الاستدلال الدقيق في شبكة بيز الناتجة لدينا. بما أنّ أداء أي نظام استرجاع معلومات عادة ما يزداد دقّة عند استخدام العلاقات بين المفردات (terms) المتضمّنة في مجموعة مستندات فسنأخذ بعين الاعتبار نوعين من العلاقات في بناء الشبكة: 1- العلاقات بين المفردات(terms). 2- العلاقات بين المفردات والأصناف(classes).

The mechanical properties of the Composites (unsaturated polyester/ filling material) reinforced by fiberglass

This research aims to study the effect of addition the filling materials (sodium aluminosilicate, Talc) to the unsaturated polyester(unsaturated polyester resign)(UPR) first, and unsaturated polyester reinforced by fiberglass (20%) secondly, Number of mechanical tests were done, they included (Tensile, Flexural Strength). The effect of addition of filling materials sodium aluminosilicate (SAS), Talc, and a mixture of sodium aluminosilicate and Talc to the unreinforced polyester with fiberglass was studied in the first step of the research, and the results showed that the best values were gotten when adding a mixture of ((SAS) and Talc) at ratio (10% SAS,5% Talc), where the tensile strength value raised up from (31.2 MPa) to (33 MPa), and the elastic module value also raised up from (2330 MPa) to (2750.5 MPa) , and the flexural strength value also raised up from (0.057 GPa) to (0.0729 GPa). The effect of addition of filling materials (sodium aluminosilicate, Talc, and a mixture of sodium aluminosilicate and Talc ) to the reinforced polyester with fiberglass (20%) was studied in the second step of the research, and the results showed that the best values were gotten when adding a mixture of ((SAS) and Talc) at ratio (5% SAS,5% Talc), where the tensile strength value raised up from (101.7 MPa) to (108.8 MPa), and the elastic module value also raised up from (5616 MPa) to (6367.9 MPa), and the flexural strength value raised up from (0.1203 GPa) to (0.1597 GPa).

GMS Model to Drain the Groundwater in the 3ed Sector of the Lower Euphrates Basin-Syria

The third sector of lower Euphrates basin has a great economic importance, but some lands have gone out of service because of salinization due to the rise of groundwater levels. Thus, it is very important to solve the ground water issue using new scientific techniques. This research aims to solve the drainage problem in the third sector using a scenario based on a mathematical model, the results of which allow us design a proper drainage network comprised of 111 wells scattered all over the study area, with a total abstraction of 269000 m3/day. This will lower the groundwater level, dry the swamps, and decrease the soil salinity, ensuring a sustainable economic exploitation of agricultural lands.

Design and test models the sufficiency of two savers can be used for preservation the tomatoes

The research aims to optimize the investment in solar cooling process using two models of vessels (clay- mineral).The study was conducted at the site of Tartous in the month (the fourth - fifth - sixth) years (2013) and that the fruits of the tomato study, she stated that the pottery is causing a drop in temperature between )4-6( degrees Celsius, and that the metal causes the low temperature range between (3-5 ) degrees Celsius although the fruits of tomatoes preserved pottery vessels have not undergone any damage of its structure or texture during the period of conservation (27 days) compared to the control which is exposed to damage during the (12 days) .

The effect of some preservation and storage methods on the microbiological content of capers flower buds (Capparis spinosa L.)

Flower buds of capers were processed by some common methods as pickling, salting, and other uncommon like freezing with and without blanching and canning. The results showed that there was no microbiological growth in all methods since the fourth month of storage. Best growth for lactobacillus bacteria was in 5% brine (8.2 × 106) and then in 8% brine (1.2 × 106)CFU.g-1 . while there wasn’t any growth of this bacteria by using other methods like using high concentration of salt 23%. On other hand, the results showed that this bacteria existed in small account (1.4 × 102) and (1.1 × 102) CFU.g-1 after a week in brine 16% and the freezed sample respectively. There was no statistical difference between the two storage solutions as there wasn̓ t any microbiological growth in both of them through 8 months.

مفهوما الإقليم و علم الأقاليم "من منظورٍ جغرافي بشري"

يستخدم مفهوم الإقليم Region استخداماً واسعاً في شتى مجالات المعرفة، و هو يعني مساحةً معينةً أو حيزاً جغرافياً ذا خصائص طبيعية و تاريخية و بشرية "اقتصادية- اجتماعية" معينة. يتميز الإقليم الجغرافي بمؤشرات ثلاثة: الموضوعية (الواقعية)، و الخصوصية، و وحدة مكوناته أو عناصره.

Methodology in Human Geography

Methodology represents the basics of Building. The scientific work as Well as its representing approaches, its forms and its methods ،all of which represent the possipility of occurring new knowledge (epistemic) activity, and its forms and methods. The method is the corner stone in it. Some researchers misunderstand this science by limiting it only to the set of methods. It represents a common area that links philosophical sciences and specialized sciences. It does not include new knowledge, rather, it shows how to attain this knowledge. Its main purpose is to turn knowledge into scientific principles and rules. Methodology consists of four levels; Philosophical methodology, General scientific, Specific (science system), and special.

Obstacles of Using the Internet for Scientific Research Purpose from MA Students’ point of view

This research aims at identifying the obstacles facing graduate students when they use the Internet for the purposes of scientific research by answering the following questions: 1 - What are the obstacles faced by graduate students while using the Internet for research purposes? 2 - Is there a difference between the answers of graduate students as regardschallenging the obstacles they face when using the Internet for the purposes of scientific research? The research employs descriptive analytical method by using questionnaires composed of (30) distributed over three areas, the research found the following results: 1 - Most resolution phrases constituted obstacles to graduate students when using the Internet for the purposes of scientific research substantially and medium. 2 - There are no statistically significant differences between the mean of graduate students’ answers at the University of Damascus concerning their challenge for degrees of constraints of Internet use in scientific research; there are significant differences between the mean of students’ answers concerning their challenge for degrees of constraints of Internet use in scientific research due to the academic variable level in favor of Ph.D. students.