The research aims at identifying the factors affecting the returns of loan portfolios of private commercial banks in Syria during the period (2007- 2012), where it was studying the behavior of the dependent variable represented in (Yield Loan Portfol
ios) and the independent variables of (employment rate of deposits in loans, the size of the bank liquidity the age of the bank, the number of branches, and the capital adequacy ratio) is studied.
Research findings
There is a significant positive effect for independent variables, such as age of the bank, capital adequacy ratio (except Byblos Bank Syria) affecting loan portfolios returns on private commercial banks under study.
There is not a statistically significant effect for independent variables like employment rates of deposits in loans, the size of the bank, and liquidity (except Byblos Bank Syria), and the number of the bank branches (except Bank of Syria and overseas) returns on the loan portfolios private commercial banks under study
This study aims to identify the factors related to the client and influencing the decision of granting micro-credit in the private lending institutions operating in the province of Lattakia (Private banks and microfinance institutions)، and order of
these factors according to their importance for these institutions، Has been followed premise entrance deductive in this study.
The research concluded that these institutions focus on personal client primarily client then the capital of the second class، then the guarantees provided by the client third place، as the results showed that the economic and political conditions and practical experience for the customer influence the decision to grant credit is relatively weak degree، and there omission social worker by these institutions.
Loan portfolios occupies an important position within the balance sheet of
commercial banks, considering that the efforts and decisions of management aim primarily
at building a good loan portfolios, that achieve high returns for banks at the lowes
t levels
of risks.
The research aims to assess the extent of compliance to the theoretical, scientific and
practical principles in the composition of loan portfolios of the public and private
commercial banks in the Syrian Coast: the principle of diversification; principle
of relevance ;the criteria for granting credit; and Advanced Capital Adequacy Framework–
Basel II. The research aims to draw important conclusions and recommendations to help
Syrian commercial banks(public and private) in reducing credit risk.
This study examined the relationship between demographic variables of age, sex,
marital status, educational qualification, and the order of the human needs for employees.
Through a survey study on employees in the textile and cotton industries sect
or in
the Syrian coast, the total number of valid questionnaires was 348 Reliability.
And the researcher concluded to the following results:
• There is a significant relationship between age and the order of the human needs
for employees in the textile and cotton industries sector in the Syrian coast.
• There is a significant relationship between sex and the order of the human needs for
employees in the textile and cotton industries sector in the Syrian coast.
• There is a significant relationship between marital status and the order of the
human needs for
employees in the textile and cotton industries sector in the Syrian coast.
• There is a significant relationship between educational qualification and the order
of the human needs for employees in the textile and cotton industries sector in the Syrian
coast.
This research aims to determine the relationship between external scrutiny and the administrative reform process in the Syrian Telecom Company (Lattakia branch). To achieve this objective, the researcher used a hypothetical-deductive approach to form
ulate the hypotheses. (55) questionnaires were distributed to the employees that are under study. (54) questionnaires were retrieved and (49) were valid for analysis. a statistical study was conducted to reveal this relationship. The researcher used the correlation coefficient (Person). The study concluded that there is a significant relationship between external scrutiny mechanism and the management reform process in the Syrian Telecommunications Company, Lattakia branch. This study also reached a set of recommendations and proposals, which would contribute positively in improving the administrative reform
