Subscribe to the gold package and get unlimited access to Shamra Academy
Register a new userThe Impact of Liquidity and Profitability on the Safety of Syrian Private Commercial Banks
1039
0 0
5.0
(
1
)
Added by
Tishreen University مقالة
Publication date
2017
fields
Economy
and research's language is
العربية
Created by
امانة التحرير مجلة جامعة تشرين
Ask ChatGPT about the research
This study aimed study the impact of both liquidity and profitability on the banking safety of the Syrian private commercial banks and their relationship with them. The needed data were collected from two main sources: the financial statements, and the disclosures of the privet commercial banks listed in the Damascus Securities Exchange, the studied sample consists of all listed (11) banks, and the Damascus Securities Exchange reports for the period (2009-2016). For the purposes of analysis, the Pearson correlation coefficient and the multiple linear regression model were used to study the relationship between liquidity and profitability with the banking safety and their impact on it. The results of the study showed that, there is a statistically significant positive correlation between the liquidity ratios (total liquid and semi-liquid assets/ total deposits; total liquid assets/ total deposits; total liquid assets/ total assets) and banking safety in Syrian private commercial banks, there is a statistically significant positive correlation between the profitability ratio (Return On Assets; Return On Equity) and banking safety in Syrian private commercial banks. The study recommended the need to maintain high and good levels of banking safety in Syrian private commercial banks to exceed 20%, and the need to maintain good levels of liquidity and attention in investing shareholders' funds and all bank assets due to their important role in raising the level of banking safety in Syrian private commercial banks, and the study recommended benefiting from the models reached by the study and developing it to more sophisticated models by relying on data for longer periods of time.
No English abstract
Artificial intelligence review:
Research summary
هدفت هذه الدراسة إلى تحليل تأثير السيولة والربحية على الأمان المصرفي في المصارف التجارية الخاصة السورية. تم جمع البيانات من القوائم المالية والإفصاحات للمصارف المدرجة في سوق دمشق للأوراق المالية للفترة من 2009 إلى 2016، وشملت العينة 11 مصرفًا. استخدم الباحثان معامل الارتباط بيرسون ونموذج الانحدار الخطي المتعدد لتحليل العلاقة بين السيولة والربحية والأمان المصرفي. أظهرت النتائج وجود علاقة ارتباط طردية ذات دلالة إحصائية بين نسب السيولة (إجمالي الأصول السائلة وشبه السائلة/ إجمالي الودائع؛ إجمالي الأصول السائلة/ إجمالي الأصول) والأمان المصرفي. كما أظهرت النتائج وجود علاقة ارتباط طردية بين نسب الربحية (العائد على الأصول؛ العائد على حقوق الملكية) والأمان المصرفي. أوصت الدراسة بالحفاظ على مستويات مرتفعة من الأمان المصرفي تزيد عن 20%، والاهتمام بالسيولة واستثمار أموال المساهمين لتعزيز الأمان المصرفي. كما اقترحت تطوير النماذج المستخدمة في الدراسة بالاعتماد على بيانات لفترات زمنية أطول.
Critical review
دراسة نقدية: تُعد هذه الدراسة خطوة مهمة في فهم العلاقة بين السيولة والربحية والأمان المصرفي في المصارف التجارية الخاصة السورية. ومع ذلك، يمكن الإشارة إلى بعض النقاط التي قد تعزز من قوة الدراسة. أولاً، كان من الأفضل توسيع نطاق العينة لتشمل المصارف العامة والإسلامية للحصول على صورة أشمل. ثانيًا، الاعتماد على بيانات لفترات زمنية أطول قد يعطي نتائج أكثر دقة واستقرارًا. ثالثًا، كان من الممكن استخدام نماذج إحصائية أكثر تعقيدًا لتقديم تحليل أعمق للعلاقات بين المتغيرات. أخيرًا، كان من الممكن تضمين تحليل نوعي لفهم العوامل غير المالية التي قد تؤثر على الأمان المصرفي.
Questions related to the research
-
ما هي العلاقة بين السيولة والأمان المصرفي في المصارف التجارية الخاصة السورية؟
أظهرت الدراسة وجود علاقة ارتباط طردية ذات دلالة إحصائية بين نسب السيولة والأمان المصرفي في المصارف التجارية الخاصة السورية.
-
ما هي التوصيات التي قدمتها الدراسة للحفاظ على الأمان المصرفي؟
أوصت الدراسة بالحفاظ على مستويات مرتفعة من الأمان المصرفي تزيد عن 20%، والاهتمام بالسيولة واستثمار أموال المساهمين لتعزيز الأمان المصرفي.
-
ما هي الأدوات الإحصائية التي استخدمها الباحثان في تحليل البيانات؟
استخدم الباحثان معامل الارتباط بيرسون ونموذج الانحدار الخطي المتعدد لتحليل البيانات.
-
ما هو تأثير الربحية على الأمان المصرفي وفقًا للدراسة؟
أظهرت الدراسة وجود علاقة ارتباط طردية بين نسب الربحية (العائد على الأصول؛ العائد على حقوق الملكية) والأمان المصرفي في المصارف التجارية الخاصة السورية.
References used
No references
rate research
Read More
The research aimed to identifying the relationship between the use of information technology and enhance of market share in Syrian commercial Banks. By identifying the extent of the impact of each dimensions of information technology, by determining
the extent to which both the information technology dimensions and the basic requirements of the application of information technology affect market share, the researchers relied on the prescriptive approach and the descriptive approach as a general approach to research, the questionnaire was distributed to 250 senior management in public and private commercial banks, and this study concluded several results, the most important of which was a moral relationship between the use of information technology and the market share, and this relationship is acceptable and positive, and is due to the lack of human resource skills and modern material components, especially in senior management, the researchers have reviewed many important results and made several suggestions and recommendations, the most important of which was the need to develop an appropriate strategy for the use of information technology supporting its operations within the overall strategy of the bank and following up on its implementation and evaluation in order to achieve the basic objectives of the Bank.
Loan portfolios occupies an important position within the balance sheet of commercial banks, considering that the efforts and decisions of management aim primarily at building a good loan portfolios, that achieve high returns for banks at the lowest
levels of risks. The research aims to assess the extent of compliance to the theoretical, scientific and practical principles in the composition of loan portfolios of the public and private commercial banks in the Syrian Coast: the principle of diversification; principle of relevance ;the criteria for granting credit; and Advanced Capital Adequacy Framework–Basel II. The research aims to draw important conclusions and recommendations to help Syrian commercial banks(public and private) in reducing credit risk.
The process of achieving balance in the portfolio of marketing innovations is one of successful marketing innovation's requirements in the Organization, which in turn reflects positively on the performance through distributing risks and reducing it,
highlighting its importance inside modern economic environment witch characterizes by constant change and the renewable risks. The research aims to study the strategies of diversification in a portfolio of marketing innovations in the Syrian private banks and its impact to market share. To achieve this, the researcher used the Entropy index to measure the degree of diversity in the portfolio of marketing innovations. and use the hierarchical cluster analysis to categorize groups according to the variables of diversity and market share of the studied banks using Statistical Package for Social Sciences SPSS V (23) to reach Researcher to the following findings: There is a difference in the diversification strategies inside portfolio of marketing innovations for studied banks. And banks which achieve high value of the variety index are whose have high market share While the value of index was law for most of banks which their market shares are low, and therefore, researcher suggested that banks have to Develop their Business models in order to increase the value of innovative banking services and achieve differentiation in the followed diversification strategies to reduce the various risks.
The objective of this study is to assess the reality of the professional commitment of the employees in the private commercial banks in lattakia Governorate, The researchers identified three types of functional commitment, which included both Affecti
ve commitment, Continuance commitment, and Normative commitment. The researchers distributed a questionnaire to a random sample of 77 workers. Each questionnaire included 24 phrases that measured the three types of commitment. They calculated the Cronbach's Alpha coefficient to measure the stability of the scale, The t-test was used for one sample to test the hypotheses, The researchers found results showing high degrees of functional commitment of all three types, but at varying degrees, where the mean of the responses on the expressions that measured the three types of commitment was Greater than the mean neutrality of the scale.
This paper deals with the role of marketing in the banking system to increase the competitiveness of the Syrian commercial banks through the study of the relationship between each of the (banking services, pricing, promotion and distribution) and inc
reasing the competitiveness of these banks. As well as the study of the difference between the commercial banks in the public and private use of the elements of the marketing mix banking. The research on the descriptive approach, and included the research community all employees in commercial banks, public and private in the Syrian coast, totaling (527) factor, were distributed (222) identification of the workers have been identified using the law of the sample statistical re-ones (204) questionnaire response rate (91.89%), and the questionnaires were distributed between the (129) questionnaire for public banks, and (75) the identification of the private banks. And using appropriate statistical methods was reached the following results: There is a direct correlation and acceptable significant correlation between the use of a combination of banking services in the commercial banks and their ability to compete in the banking market. The existence of a positive relationship and a weak significant differences between the use of each of (the pricing of banking services, the promotion of banking services, distribution services, banking) in commercial banks and their ability to compete in the banking market.The lack of significant differences between public and private banks in the use of the elements of the marketing mix banking (banking services, pricing, promotion, distribution) to enhance their competitiveness in the banking market.
suggested questions
Log in to be able to interact and post comments
comments
Fetching comments
Sign in to be able to follow your search criteria
