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Register a new userElectronic Payment Methods and its importance in the settlement of payments between the mutual parties
طرائق السداد الالكترونية و أهميتها في تسوية المدفوعات بين الأطراف المتبادلة
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Added by
Damascus University ورقة بحثية
Publication date
2011
fields
Economy
and research's language is
العربية
Created by
Shamra Editor
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إن معظم النقود الالكترونية التي طُورت حتى الآن تفي بوظائف معينة و القول بأنها حلت محل النقود التقليدية هو أمر خاطئ، فعلى الرغم من التطورات الهائلة في أشكال السداد الالكترونية إلا أن النقود التقليدية ما زالت تحتفظ بمكانتها المميزة في التعامل و خصوصا فًي الصفقات الكبيرة التي تحتاج إلى درجة كبيرة من الحماية. و على ذلك يمكننا القول: إن هناك تحولا كًبيراً في المجال النقدي يجري اليوم في العالم و على الرغم من حداثة هذا التحول؛ إلا أنه يمكن القول: إن التسارعات التي حدثت في مجال الثورة الرقمية قد أفسحت المجال أمام تحول جذري في نمط التجارة و التبادل الدولي منسجماً مع العولمة التي طغت على فروع النشاطات كلّها، و خصوصاً في المجالات المتعلقة بكيفية تبادل السلع و تسوية الالتزامات.
Most of the electronic money that has been developed so far to meet certain functions and say that they replaced the money traditional is wrong despite huge advances in the forms of electronic payment but the money still have traditional keep its place special handling, especially in large deals that need to be degree significant protection. Therefore we can say that there is a significant shift in the monetary sphere is happening today in the world, despite the recent this transformation but it could be argued that the accelerations shall that have occurred in the area of the digital revolution has opened the way for radical shift in the pattern of trade and international exchange in line with globalization, which is dominated on all branches of activities, especially in areas relating to how the exchange of goods and settlement of obligations...
References used
باتورة، أحمد- عبدالله، نواف: أنواع بطاقات الائتمان وأشهر مصدريها، مجلة الدراسات المالية والمصرفية، الأكاديمية العربية للعلوم المالية والمصرفية، المجلد السادس، العدد الرابع، .2006
الديسي، وائل: دليل العمليات الالكترونية في القطاع المصرفي، بيروت، 2009
زيدان، محمد: دور التسويق في القطاع المصرفي، رسالة دكتوراه، قسم العلوم الاقتصادية، . فرع تخطيط، كلية العلوم الاقتصادية وعلوم التسيير، جامعة الجزائر، 2005
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