Microfinance Difficulties and Their Impact on the Target Group Field Study on the Beneficiaries of the Funding of the National Microfinance Institution in Syria

The research aimed to identify the microfinance difficulties faced by the beneficiaries of the financing of the National Microfinance Institution and its impact on the target group in terms of improving living conditions, encouraging individual initiatives and increasing employment opportunities. The research was based on the descriptive approach. A random sample of 200 beneficiaries The researcher excluded (9) questionnaires for lack of validity for the statistical analysis, thus the number of remaining questionnaires valid for analysis (178) was identified, with a response rate of (89%). . The study found a number of results, the most important of which are: The beneficiaries of the financing of the National Microfinance Institution face funding difficulties at the start of the project. The loan interest is very high, the loan ratio is low compared to the size of the loan required, Scheduling, routine and administrative procedures when submitting a loan application, the long period of time to obtain approval for a loan application, insufficient repayment periods, and tightening of the guarantee application. The results showed that the funding provided by the National Microfinance Institution did not play the required role in improving the standard of living, encouraging individual initiatives and increasing employment opportunities.

The Impact of Strategic Planning on Outreach to Clients of Microfinance Institutions in Syria

The aim of this study was to investigate the impact of strategic planning on outreach to clients in microfinance institutions in Syria, and to explore for the differences between two institutions in terms of strategic planning and its impact on outreach to clients.

Oversight of Microfinance Institutions

the goal of the researcher to study the concept of micro-finance to determine the features, characteristics and knowledge of the obstacles that might hinder the success, in an attempt to access the knowledge of the control method most appropriate and to consider it as an activity Mali different from the rest of the financial activities and influence in the country and find out the role of central banks in support The development of this industry .And access to results that help to understand the nature of the work of microfinance institutions and the statement of its clients who must make use of its services, in addition to providing some solutions to issues that could reduce the obstacles to the continuity and sustainability of the work of those institutions, and the statement of the nature and function of central banks to support the continuation of the industry.