اشترك بالحزمة الذهبية واحصل على وصول غير محدود شمرا أكاديميا
تسجيل مستخدم جديدThe Role of Credit Risk Management in the Improvement of Banking Performance: An Empirical Study in the Commercial Bank of Syria in Lattakia
636
0 0
0.0
(
0
)
تمت اﻹضافة من قبل
امانة التحرير مجلة جامعة تشرين
اسأل ChatGPT حول البحث
The research aims to know the role of credit risk management in the improvement of the banking performance in the commercial bank of Syria in Lattakia. To achieve the research objectives, a questionnaire was constructed and distributed to all credit management employee of the bank, (33 employees). After the study and analysis, the following conclusions were reached: 1- The credit management has a high efficiency, as it defines the appropriate size of credit regarding each client; it chooses the qualified and experienced people to work in the credit management, and each credit transaction get under specific analysis and comprehensive review by a qualified and experienced credit analyst. 2- In order to maintain the level of liquidity of the bank, the credit management amends granting credit criteria, to lead to the improvement of liquidity indicators, where the bank keeps appropriate voluntary liquidity in local and foreign currencies, because the good liquidity in the bank contribute to increase clients' confidence in the bank and its operations. 3- The credit management in the bank assesses the profitability in quantitive and objective way, and reviews the criteria of the granting on an ongoing basis, and modifies granting credit criteria in a way that lead to improve bank's profitability. 4- There is a direct correlation between the efficiency of credit risk management and,(low volume and number of non performing loans, improvement of bank's liquidity ratio, and improvement of bank's profitability).
No English abstract
المراجع المستخدمة
ﻻ يوجد مراجع
قيم البحث
اقرأ أيضاً
This paper deals with the role of marketing in the banking system to increase the competitiveness of the Syrian commercial banks through the study of the relationship between each of the (banking services, pricing, promotion and distribution) and inc
reasing the competitiveness of these banks. As well as the study of the difference between the commercial banks in the public and private use of the elements of the marketing mix banking. The research on the descriptive approach, and included the research community all employees in commercial banks, public and private in the Syrian coast, totaling (527) factor, were distributed (222) identification of the workers have been identified using the law of the sample statistical re-ones (204) questionnaire response rate (91.89%), and the questionnaires were distributed between the (129) questionnaire for public banks, and (75) the identification of the private banks. And using appropriate statistical methods was reached the following results: There is a direct correlation and acceptable significant correlation between the use of a combination of banking services in the commercial banks and their ability to compete in the banking market. The existence of a positive relationship and a weak significant differences between the use of each of (the pricing of banking services, the promotion of banking services, distribution services, banking) in commercial banks and their ability to compete in the banking market.The lack of significant differences between public and private banks in the use of the elements of the marketing mix banking (banking services, pricing, promotion, distribution) to enhance their competitiveness in the banking market.
Mutual funds is one of the additional financial tools which plays a vital role in the compilation of effective savings and investment through the use of those savings in the stock market, and provides an opportunity for investors of different types o
f investment in these markets under the supervision of specialized investment management . The research aims to study of Mutual funds, its inception, its concept, its advantages, types and statement requirements required in the Commercial Bank of Syria of requirements in support (the availability of stock market and the availability of sources of funds are important in the bank) and other requirements (legislative, legal and human and technical). And the research aims to the search for important results and recommendations that help in the establishment of Mutual funds in the Commercial Bank of Syria.
The concept of competitive advantage occupies an important place in the strategic management, which is the most successful way that enables the Foundation to achieve superiority over its competitors by using the appropriate marketing strategy, as wel
l as to attract customers and increase the value perceived by them and to achieve satisfaction. The current research addresses the role of marketing strategies in creating a competitive advantage in the Syrian Commercial Bank in Lattakia Governorate, and to achieve objectives of the research was designed to identify, and applied to a sample of employees in the bank amounted to /181/ factor, and after discussion and analysis has been reached following results: The marketing strategies applied in the Syrian Commercial Bank enables the bank to obtain a competitive advantage by having a clear strategic vision for development, and his quest to study the situation of banks, competition and improve working through ongoing contact with customers, and adopt a strategy of providing promotional programs attractive and commensurate with the capabilities of the bank, and provides appropriate solutions to all problems faced by the bank, as shown by the strategy's strengths and weaknesses and considering the marketing environment internal and external. Enable marketing strategies applied in the Commercial Bank of Syria of reducing the cost of services provided to customers, and raise the quality of banking services provided, and to influence the response to the client.
The research evaluates the organizational culture of real-estate banks through evaluating its essential basics: training techniques, leadership styles, existing traditions and customs and employee satisfaction. Research results show that organization
al culture is not convenient with Total Quality Management requirements. The research introduces a group of recommendations, such as: specify a clear plan of the bank that should be fitted with Total Quality Management, encourage forming the quality teams, enable employees to banking works and set modern training programs that contribute in confirming the quality culture.
The research aims to study the role of marketing intelligence in creating competitive
vigilance at the branches of the commercial bank and branches of Bemo Bank operating in
the Syrian coast.. The researcher used the descriptive approach and develo
ped a
questionnaire to collect preliminary data about research sample’s vocabularies, which was
a simple consists of Staff (head of department / manager) was on the Syrian coast. The
questionnaire was distributed to the staff of the banks in the study, where they reached 79
employees, but only 66 of them were valid questionnaires. The questionnaire used a Likert
Scale )five points scale). Furthermore, the analysis used statistical indicators that were
appropriate for nominal and grade data.
Finally, reliability and validity of honesty testing was conducted to determine the
suitability of questionnaire’s questions to the research goal, as well as a set of testing
differences between averages.
The research concluded the following findings:
1.There is statistically significant relationship between marketing intelligence and its
ability to achieve competitive vigilance at organizations.
2.There is a correlation significant relationship between competitor’s position and attitude
study and achieving competitive vigilance.
3.There is a correlation significant relationship between customers’ study and achieving
competitive vigilance.
الأسئلة المقترحة
سجل دخول لتتمكن من نشر تعليقات
التعليقات
جاري جلب التعليقات
سجل دخول لتتمكن من متابعة معايير البحث التي قمت باختيارها
