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The research evaluates organizational culture of Commercial Bank of Syria through assessment of its basic components of : beliefs regulatory, organizational values , organizational expectations , prevailing regulatory norms. Research results show t hat organizational culture is not convenient with the requirements of administrative innovation. The research presented a set of recommendations including: work to get rid of routine procedures that constitute the main obstacle to completion and provide creative ideas , improve the general climate and create an internal environment suitable for creative thinking required message to the bank and develop a plan and strategy translates this message to the values and clear and encouraging the creative process , configure the work teams and staff training on modern technological means to enhance the opportunities for administrative creativity.
The research aims to know the role of credit risk management in the improvement of the banking performance in the commercial bank of Syria in Lattakia. To achieve the research objectives, a questionnaire was constructed and distributed to all credit management employee of the bank, (33 employees). After the study and analysis, the following conclusions were reached: 1- The credit management has a high efficiency, as it defines the appropriate size of credit regarding each client; it chooses the qualified and experienced people to work in the credit management, and each credit transaction get under specific analysis and comprehensive review by a qualified and experienced credit analyst. 2- In order to maintain the level of liquidity of the bank, the credit management amends granting credit criteria, to lead to the improvement of liquidity indicators, where the bank keeps appropriate voluntary liquidity in local and foreign currencies, because the good liquidity in the bank contribute to increase clients' confidence in the bank and its operations. 3- The credit management in the bank assesses the profitability in quantitive and objective way, and reviews the criteria of the granting on an ongoing basis, and modifies granting credit criteria in a way that lead to improve bank's profitability. 4- There is a direct correlation between the efficiency of credit risk management and,(low volume and number of non performing loans, improvement of bank's liquidity ratio, and improvement of bank's profitability).
Mutual funds is one of the additional financial tools which plays a vital role in the compilation of effective savings and investment through the use of those savings in the stock market, and provides an opportunity for investors of different types o f investment in these markets under the supervision of specialized investment management . The research aims to study of Mutual funds, its inception, its concept, its advantages, types and statement requirements required in the Commercial Bank of Syria of requirements in support (the availability of stock market and the availability of sources of funds are important in the bank) and other requirements (legislative, legal and human and technical). And the research aims to the search for important results and recommendations that help in the establishment of Mutual funds in the Commercial Bank of Syria.
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