ترغب بنشر مسار تعليمي؟ اضغط هنا

The influence of factors related to the client and the decision of granting micro-credit "A survey of private lending institutions operating in the province of Lattakia"

496   0   0   0.0 ( 0 )
 نشر من قبل جامعة تشرين مقالة
 تاريخ النشر 2015
  مجال البحث اقتصاد
والبحث باللغة العربية
 تمت اﻹضافة من قبل امانة التحرير مجلة جامعة تشرين




اسأل ChatGPT حول البحث

This study aims to identify the factors related to the client and influencing the decision of granting micro-credit in the private lending institutions operating in the province of Lattakia (Private banks and microfinance institutions)، and order of these factors according to their importance for these institutions، Has been followed premise entrance deductive in this study. The research concluded that these institutions focus on personal client primarily client then the capital of the second class، then the guarantees provided by the client third place، as the results showed that the economic and political conditions and practical experience for the customer influence the decision to grant credit is relatively weak degree، and there omission social worker by these institutions.

المراجع المستخدمة
ﻻ يوجد مراجع
قيم البحث

اقرأ أيضاً

This study aimed to identify the mental image of the brand and the concept and definition of the concept of consumer trends, and aims to analyze the impact of the mental image of the brand on the consumer trends and according to the post-cognitive an d behavioral. To achieve this, the researcher to identify and study the dimensions of mental image and its impact on consumer trends, through a survey on the brands of sport clothes in Lattakia province, and ensure that the research community on all consumers of sports apparel in Lattakia province will be selected sample based on the standard error of the percentage equation that 95% confidence coefficient In the case that the percentage of search terms a society in which the property is available measurement = 50% shop and return to the statistical tables showing that the appropriate sample size = 384 single and the researcher distributed 520 questionnaires were recovered 500 questionnaires were 480 valid study. The researcher found the presence of a statistically significant effect between the mental image of the brand, according to the post (cognitive - behavioral) and consumer trends toward brands of sport clothes in Lattakia province. The researcher presented through this study, a set of proposals and recommendations that are expected to help brand owners to enhance consumer confidence and business Baalamthm build positive attitudes towards it.
The research aims to study the relationship between social capital development of: a commitment of workers to the work value and ethic and trust building, and the development of networks of social relations, and investment potential of the library to improve the service of society, and the promotion of the activities of public libraries between public beneficiaries. Descriptive methodology has been adopted to include all staff who are working at Directorate of Culture in Latakia province libraries, amounting to almost (154) employees, due to the small size of the research population. Comprehensive survey has been used, it was distributed to (154) workers, a (141) questionnaires were found suitable for analysis, and the response rate was (91.56%). The research found the following results: *There is positive and significant relationship between workers commitment to workers values and ethic and the promotion of public libraries between user, where (66.3%) of the developments in the promotion of the activities of public libraries between audience beneficiaries changes interpreted by employees to the values and work ethic commitment. *There is positive and significant relationship between confidence and strengthen the relationship between the public library community and the promotion of activities between the public beneficiaries building, where (57.2%) of the developments in the promotion of the activities of public libraries between audience beneficiaries changes interpreted build confidence and strengthen the relationship with the library community. *There is positive and significant relationship between the network of social relations in public libraries development and promotion of activities between the public beneficiaries relationship, where that (52.3%) of the developments in the promotion of the activities of public libraries between audience beneficiaries changes interpret the development of the network of social relations. *There is positive and significant relationship between the investment public library potential development to improve community services and the promotion of activities between the public beneficiaries, where that (49.1%) of the developments in the promotion of the activities of public libraries between audience beneficiaries changes interpreted Investment Public Library potential for improving community services development.
The process of achieving balance in the portfolio of marketing innovations is one of successful marketing innovation's requirements in the Organization, which in turn reflects positively on the performance through distributing risks and reducing it, highlighting its importance inside modern economic environment witch characterizes by constant change and the renewable risks. The research aims to study the strategies of diversification in a portfolio of marketing innovations in the Syrian private banks and its impact to market share. To achieve this, the researcher used the Entropy index to measure the degree of diversity in the portfolio of marketing innovations. and use the hierarchical cluster analysis to categorize groups according to the variables of diversity and market share of the studied banks using Statistical Package for Social Sciences SPSS V (23) to reach Researcher to the following findings: There is a difference in the diversification strategies inside portfolio of marketing innovations for studied banks. And banks which achieve high value of the variety index are whose have high market share While the value of index was law for most of banks which their market shares are low, and therefore, researcher suggested that banks have to Develop their Business models in order to increase the value of innovative banking services and achieve differentiation in the followed diversification strategies to reduce the various risks.
The research aims to know the role of credit risk management in the improvement of the banking performance in the commercial bank of Syria in Lattakia. To achieve the research objectives, a questionnaire was constructed and distributed to all credit management employee of the bank, (33 employees). After the study and analysis, the following conclusions were reached: 1- The credit management has a high efficiency, as it defines the appropriate size of credit regarding each client; it chooses the qualified and experienced people to work in the credit management, and each credit transaction get under specific analysis and comprehensive review by a qualified and experienced credit analyst. 2- In order to maintain the level of liquidity of the bank, the credit management amends granting credit criteria, to lead to the improvement of liquidity indicators, where the bank keeps appropriate voluntary liquidity in local and foreign currencies, because the good liquidity in the bank contribute to increase clients' confidence in the bank and its operations. 3- The credit management in the bank assesses the profitability in quantitive and objective way, and reviews the criteria of the granting on an ongoing basis, and modifies granting credit criteria in a way that lead to improve bank's profitability. 4- There is a direct correlation between the efficiency of credit risk management and,(low volume and number of non performing loans, improvement of bank's liquidity ratio, and improvement of bank's profitability).
This research aims to identify the range of awareness of fraud practices and deception in the areas of marketing item, price, promotion and distribution, and to study the differences in the level of awareness of these practices according to variables of gender, age and academic qualification. To achieve the objectives of the research, a questionnaire is designed and distributed to (271) consumers in Lattakia City. After deep analysis and study, the following conclusions have been reached: The consumers in Lattakia City are fully aware of fraud and deceit regarding the product, price, promotion and distribution.There are no statistically significant differences among the levels of food consumers’ awareness of the practices of fraud and deceit regarding the variables of gender and age.There are statistically significant differences in the levels of food consumers’ awareness of practices of fraud and deceit regarding the variable of academic qualification. The higher their academic qualifications are, the more the consumers are aware of these practices.

الأسئلة المقترحة

التعليقات
جاري جلب التعليقات جاري جلب التعليقات
سجل دخول لتتمكن من متابعة معايير البحث التي قمت باختيارها
mircosoft-partner

هل ترغب بارسال اشعارات عن اخر التحديثات في شمرا-اكاديميا