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Register a new userAnalysis of the Operational risks management in the Commercial Bank of Syria During the period from 2004 upto 2011
تحليل إدارة المخاطر التشغيلية في المصرف التجاري السوري خلال الفترة 2004 حتى 2011
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يهدف هذا البحث إلى التعريف بماهية المخاطر التشغيلية و أنواعها و الممارسات السليمة لإدارة و رقابة تلك المخاطر في المصرف التجاري السوري وفق قرارات مجلس النقد و التسليف. حيث أن المنهج الصحيح لإدارة المخاطر التشغيلية الذي يختاره أي مصرف يعتمد على مجموعة من العوامل يدخل ضمنها حجم المصرف و تطوره و طبيعة نشاطه و مستوى تعقيده. و تتجلى أهمية البحث من خلال تسليط الضوء على أهم الأساليب و المؤشرات المستخدمة لقياس المخاطر التشغيلية و حساب المتطلب الرأسمالي لمقابلة تلك المخاطر، و معرفة مدى التزام المصرف التجاري السوري بتطبيق قرارات مجلس النقد و التسليف لإدارة المخاطر التشغيلية. و من أهم النتائج التي توصلنا إليها تقديم المصرف البيئة المناسبة لإدارة المخاطر التشغيلية ، إلا أن هناك ضعف في قدرة المصرف على المراقبة و التخفيف من المخاطر التشغيلية.
This research aims to introduce the essence and types of the operational risks and good practices to manage and control these risks in the Commercial Bank of Syria in accordance with the Monetary and Credit Council resolutions. Since the correct approach to the management of operational risks chosen by any bank depends on a variety of factors including the size enters the bank and its evolution and the nature of its activity and the level of complexity. The importance of research by highlighting the most important methods and indicators used to measure and calculate the operational risk capital requirement to meet those risks, and see how Commercial Bank of Syria's commitment to implement decisions of the Monetary and Credit Council for the management of operational risks. The most important of our findings provide an appropriate environment for the bank's operational risk management ,but there are weaknesses in the bank's ability to control and mitigate the operational risk.
References used
Brown,K.C. &Reilly,F.K. Investment analysis and portfolio management, sixth edition, , the Dryden, USA, 1997, p.11
الكراسنة، إبراهيم، أطر أساسية و معاصرة في الرقابة على البنوك و ادارة المخاطر، صندوق النقد العربي, معهد السياسات الاقتصادية، أبو ظبي، 2006
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