Credit risk management is one of the important topics in the banking sector and it is
considered As an essential and decisive and proactive factor to reduce losses and earn an
acceptable level of return to its shareholders. The objective of researc
h to study the impact
of credit risk management on the rate of return on equity in private banks in Syria and the
nature of this effect.
To achieve the goal of the search a Convenience sample was selected from private banks in
Syria for which financial reports and risk management reports were available.
The search results showed There is no statistically significant relationship between credit
risk management and rate of return on equity in private banks in Syria in that time period
At a significant level of 5% . but there is a statistically significant relationship between
credit risk management and return on equity if the hypothesis is tested at a significant level
of 10%. The results also showed a statistically significant relationship between the rate of
non-performing loans and the rate of return on equity , And The capital adequacy ratio
negatively affects the rate of return on equity.
تهدف هذه الدراسة إلى تحليل مفهوم السيولة المصرفية و مكوناتها و مصادرها ، و أهمية
السيولة و مخاطرها على العمل المصرف ، و تقييم كفاية السيولة المصرفية من خلال مؤشراتها ، و
تقييم الربحية من خلال معدلاتها. كما تهدف إلى التحقق من مدى تطبيق بنك بيمو السع
ودي الفرنسي لنسب السيولة الواجب الاحتفاظ بها و تقيده بقرارات مصرف سورية المركزي من جهة ، و تحقيقه
أرباح و عوائد مناسبة لأصحاب حقوق الملكية من خلال الاستثمار الأمثل للموارد من جهة اخرى.
The Dams are large and complex projects, and are generally characterized by the
enormous cost of implementation in some cases, and the length of the implementation
period, are rarely carried out a dam in Syria within the estimated plan which develo
ped his
of the cost and time, this is due to the risks that intercepted projects during the
implementation phase and directly influenced the basic project objectives ( cost and time
and quality).
This research experiences to the reality of the implementation of the late dams,
through undertake a study the risks suffered by the implementation of sector and
influenced the basic objectives of the project (cost - time - quality), through a field survey
study includes more than thirty-five dams in Syria.
For this purpose have been used survey was distributed to a slice of experts and
technicians in the form of dams, has enabled to obtain a list of the risks faced by the
implementation of dams in addition to the assessment, In an attempt to develop a scientific
methodology to analyze and manage the risks of dam projects by assessing the probability
of their occurrence and their impact on the objectives of the project in the event of
occurrence, with introduce a new standard for evaluating a detection / control, As per the
approach to FMEA /Failure Mode and Effect Analysis/ and incorporate logic fuzzy, and
arrange those risks according the Risk Criticality Number (RCN) for each risk early in
order be sensitive to them than we can handled properly with proposing appropriate
response strategies.
