The objective of this study was to determine the factors
affecting the weighted interest rate margin in the traditional
commercial banking sector within the Syrian banking industry. To
achieve this, the researcher collected the necessary data on t
he
commercial banks listed in Damascus Securities exchange for the
period 2008-2014 and analyzed them statistically. The behavior of
a depended variable that reflect the weighted average of interest
rate margin to deposits and credit facilities (loans, overdraft) was
examined. Also the independent variables that reflect credit risk,
financing risk and some economic factors were examined. The
independent variables are the net exposures to direct credit risk,
the credit default rate, ratio of financial leverage and the exchange
rate of the Syrian Pound against the US Dollar. The multiple linear
regression models of the studied variables were used.
سعر الصرف
هامش سعر الفائدة المرجح
صافي التعرضات لمخاطر التسهيلات الائتمانية المباشرة
معدل التعثر الائتماني
نسبة الرفع المالي
weighted interest rate margin
net exposures to direct credit risk
the credit default rate
ratio of financial leverage
exchange rate of the Syrian Pound against the US Dollar
المزيد..