This paper aimed to study The suitability of (Z-score) index to measure banking
financial stability of Syrian Private Traditional Banks, To achieve this purpose, the
researcher built a model during the period from Q1-2010 to Q4-2014,using Cross-Sec
tional
series of Banking financial performance variables and analyzing it using Panel Data
Analyze.
The main results are:
The suitability of (Z-Score) index to measure financial stability of Syrian
Traditional Private Banks.
The financial stability of all Syrian Traditional Private Banks.
The significant positive relation between Book to market value(BM), Capital
Adequacy (Adec) and financial stability index (Z-Score).
The significant negative relation between Quality of loan portfolio (QUAL),
Deposit employment (NET/DEP) and financial stability index (Z-Score).
The absence of significant relation between(Z-Score) and banking performance
ratios: Cover ratio(COV), bank's Liquidity (LIQ), and profitability measured by the ratio of
Adjusted Return on Equity (Roe$).
This research aims through using of the Financial failure prediction models to
recognize the future possibility of financial failure of the studied company, these models
are primarily based on a set of financial ratios that make up the indicator ca
n be guided to
evaluate the future possibility of financial failure.
Research problem is in the absence of a certified model of financial failure prediction
in Syriain spite of the abundance of available models. The research aims to introduce the
concept and importance of financial failure, and to display a summary of the most
important financial failure prediction models, and then make a comparison between them
to determine the most accurate models to predict financial failure to Suit the Syrian
financial and banking business environments.