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This study has aimed to analyze the experience of health insurance in the Syrian Arab Republic between 2010 and 2018 in order to know the extent of development in the health insurance sector during the study period. The study also has focused on thre e basic indicators: the number of health insurers from 2010 to 2018, the distribution of health insurers in the government and private sector to health insurance expenses management companies, health insurance premiums. The researcher has studied and analyzed the basic health insurance indicators and showed their impact on the health development process in Syria. The study has achieved a set of results, the most important of which are: the poor level of insurance culture among the Syrian citizen, the impact of the war in Syria on the health insurance sector from the increase in the cost of providing health service to the insured for different types of service providers.
This research studies the reality of the insurance sector in the Syrian Arab Republic during the period between 1990-2012, identifying most important private companies that have entered the domestic insurance market. It also tries to examine distribu tion of demand between them and the Syrian General Organization Insurance by comparing the volume of insurance premiums before and after the entry of private companies to market insurance in Syria. These companies play an important role, increasing the demand for insurance products One of the main conclusions of this research relates to the role of private insurance companies in increasing the size of the insurance demand. However, index of insurance penetration shows weakness of the Syrian insurance sector with demand focused on auto insurance.
تعد المؤسسة الإسلامية لتأمين الاستثمار و ائتمان الصادرات المؤسسة الرائدة في مجال تأمين و إعادة تأمين قروض الصادرات و تأمين و إعادة التأمين الاستثمارات بما يتفق و الشريعة الإسلامية، و هي بوصفها مؤسسة دولية تتمتع بكامل الشخصية المعنوية تهدف إلى توسيع و تشجيع المبادلات التجارية و الاستثمارات ما بين الدول الأعضاء و ذلك من خلال التعويض عن الخسائر المغطاة التي يكون قد تعرض لها كل من المستثمر و المصدر المؤمن لهما. و من أجل تحقيق تطلعات الدول الأعضاء، واجهت المؤسسة تحديات كثيرة تمثلت في إنشاء مؤسسة قادرة على تحقيق الأهداف المنوط بها في مساعدة دول الأعضاء في توسيع صادراتها و تدفق الاستثمارات إليها.
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