The reflectivity of a large LuFe(2)O(4) single crystal has been measured with the radiation field either perpendicular or parallel to the c axis of its rhombohedral structure, from 10 to 500K, and from 7 to 16000 cm-1. The transition between the two-
dimensional and the three-dimensional charge order at T_(CO) = 320 K is found to change dramatically the phonon spectrum in both polarizations. The number of the observed modes above and below T_(CO), according to a factor-group analysis, is in good agreement with a transition from the rhombohedral space group R{bar 3}m to the monoclinic C2/m. In the sub-THz region a peak becomes evident at low temperature, whose origin is discussed in relation with previous experiments.
