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Multi-Representational Learning for Offline Signature Verification using Multi-Loss Snapshot Ensemble of CNNs

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 Added by Saeed Masoudnia
 Publication date 2019
and research's language is English




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Offline Signature Verification (OSV) is a challenging pattern recognition task, especially in presence of skilled forgeries that are not available during training. This study aims to tackle its challenges and meet the substantial need for generalization for OSV by examining different loss functions for Convolutional Neural Network (CNN). We adopt our new approach to OSV by asking two questions: 1. which classification loss provides more generalization for feature learning in OSV? , and 2. How integration of different losses into a unified multi-loss function lead to an improved learning framework? These questions are studied based on analysis of three loss functions, including cross entropy, Cauchy-Schwarz divergence, and hinge loss. According to complementary features of these losses, we combine them into a dynamic multi-loss function and propose a novel ensemble framework for simultaneous use of them in CNN. Our proposed Multi-Loss Snapshot Ensemble (MLSE) consists of several sequential trials. In each trial, a dominant loss function is selected from the multi-loss set, and the remaining losses act as a regularizer. Different trials learn diverse representations for each input based on signature identification task. This multi-representation set is then employed for the verification task. An ensemble of SVMs is trained on these representations, and their decisions are finally combined according to the selection of most generalizable SVM for each user. We conducted two sets of experiments based on two different protocols of OSV, i.e., writer-dependent and writer-independent on three signature datasets: GPDS-Synthetic, MCYT, and UT-SIG. Based on the writer-dependent OSV protocol, we achieved substantial improvements over the best EERs in the literature. The results of the second set of experiments also confirmed the robustness to the arrival of new users enrolled in the OSV system.



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Offline Signature Verification (OSV) remains a challenging pattern recognition task, especially in the presence of skilled forgeries that are not available during the training. This challenge is aggravated when there are small labeled training data available but with large intra-personal variations. In this study, we address this issue by employing an active learning approach, which selects the most informative instances to label and therefore reduces the human labeling effort significantly. Our proposed OSV includes three steps: feature learning, active learning, and final verification. We benefit from transfer learning using a pre-trained CNN for feature learning. We also propose SVM-based active learning for each user to separate his genuine signatures from the random forgeries. We finally used the SVMs to verify the authenticity of the questioned signature. We examined our proposed active transfer learning method on UTSig: A Persian offline signature dataset. We achieved near 13% improvement compared to the random selection of instances. Our results also showed 1% improvement over the state-of-the-art method in which a fully supervised setting with five more labeled instances per user was used.
Research on Offline Handwritten Signature Verification explored a large variety of handcrafted feature extractors, ranging from graphology, texture descriptors to interest points. In spite of advancements in the last decades, performance of such systems is still far from optimal when we test the systems against skilled forgeries - signature forgeries that target a particular individual. In previous research, we proposed a formulation of the problem to learn features from data (signature images) in a Writer-Independent format, using Deep Convolutional Neural Networks (CNNs), seeking to improve performance on the task. In this research, we push further the performance of such method, exploring a range of architectures, and obtaining a large improvement in state-of-the-art performance on the GPDS dataset, the largest publicly available dataset on the task. In the GPDS-160 dataset, we obtained an Equal Error Rate of 2.74%, compared to 6.97% in the best result published in literature (that used a combination of multiple classifiers). We also present a visual analysis of the feature space learned by the model, and an analysis of the errors made by the classifier. Our analysis shows that the model is very effective in separating signatures that have a different global appearance, while being particularly vulnerable to forgeries that very closely resemble genuine signatures, even if their line quality is bad, which is the case of slowly-traced forgeries.
Offline Signature Verification (OSV) is a challenging pattern recognition task, especially when it is expected to generalize well on the skilled forgeries that are not available during the training. Its challenges also include small training sample and large intra-class variations. Considering the limitations, we suggest a novel transfer learning approach from Persian handwriting domain to multi-language OSV domain. We train two Residual CNNs on the source domain separately based on two different tasks of word classification and writer identification. Since identifying a person signature resembles identifying ones handwriting, it seems perfectly convenient to use handwriting for the feature learning phase. The learned representation on the more varied and plentiful handwriting dataset can compensate for the lack of training data in the original task, i.e. OSV, without sacrificing the generalizability. Our proposed OSV system includes two steps: learning representation and verification of the input signature. For the first step, the signature images are fed into the trained Residual CNNs. The output representations are then used to train SVMs for the verification. We test our OSV system on three different signature datasets, including MCYT (a Spanish signature dataset), UTSig (a Persian one) and GPDS-Synthetic (an artificial dataset). On UT-SIG, we achieved 9.80% Equal Error Rate (EER) which showed substantial improvement over the best EER in the literature, 17.45%. Our proposed method surpassed state-of-the-arts by 6% on GPDS-Synthetic, achieving 6.81%. On MCYT, EER of 3.98% was obtained which is comparable to the best previously reported results.
Verifying the identity of a person using handwritten signatures is challenging in the presence of skilled forgeries, where a forger has access to a persons signature and deliberately attempt to imitate it. In offline (static) signature verification, the dynamic information of the signature writing process is lost, and it is difficult to design good feature extractors that can distinguish genuine signatures and skilled forgeries. This reflects in a relatively poor performance, with verification errors around 7% in the best systems in the literature. To address both the difficulty of obtaining good features, as well as improve system performance, we propose learning the representations from signature images, in a Writer-Independent format, using Convolutional Neural Networks. In particular, we propose a novel formulation of the problem that includes knowledge of skilled forgeries from a subset of users in the feature learning process, that aims to capture visual cues that distinguish genuine signatures and forgeries regardless of the user. Extensive experiments were conducted on four datasets: GPDS, MCYT, CEDAR and Brazilian PUC-PR datasets. On GPDS-160, we obtained a large improvement in state-of-the-art performance, achieving 1.72% Equal Error Rate, compared to 6.97% in the literature. We also verified that the features generalize beyond the GPDS dataset, surpassing the state-of-the-art performance in the other datasets, without requiring the representation to be fine-tuned to each particular dataset.
Automatic Offline Handwritten Signature Verification has been researched over the last few decades from several perspectives, using insights from graphology, computer vision, signal processing, among others. In spite of the advancements on the field, building classifiers that can separate between genuine signatures and skilled forgeries (forgeries made targeting a particular signature) is still hard. We propose approaching the problem from a feature learning perspective. Our hypothesis is that, in the absence of a good model of the data generation process, it is better to learn the features from data, instead of using hand-crafted features that have no resemblance to the signature generation process. To this end, we use Deep Convolutional Neural Networks to learn features in a writer-independent format, and use this model to obtain a feature representation on another set of users, where we train writer-dependent classifiers. We tested our method in two datasets: GPDS-960 and Brazilian PUC-PR. Our experimental results show that the features learned in a subset of the users are discriminative for the other users, including across different datasets, reaching close to the state-of-the-art in the GPDS dataset, and improving the state-of-the-art in the Brazilian PUC-PR dataset.

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