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Register a new userWhy Talking about ethics is not enough: a proposal for Fintechs AI ethics
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Added by
Evandro Ruiz Dr.
Publication date
2021
fields
Informatics Engineering
and research's language is
English
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As the potential applications of Artificial Intelligence (AI) in the financial sector increases, ethical issues become gradually latent. The distrust of individuals, social groups, and governments about the risks arising from Fintechs activities is growing. Due to this scenario, the preparation of recommendations and Ethics Guidelines is increasing and the risks of being chosen the principles and ethical values most appropriate to companies are high. Thus, this exploratory research aims to analyze the benefits of the application of the stakeholder theory and the idea of Social License to build an environment of trust and for the realization of ethical principles by Fintech. The formation of a Fintech association for the creation of a Social License will allow early-stage Fintech to participate from the beginning of its activities in the elaboration of a dynamic ethical code and with the participation of stakeholders.
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In the last few years, AI continues demonstrating its positive impact on society while sometimes with ethically questionable consequences. Building and maintaining public trust in AI has been identified as the key to successful and sustainable innovation. This chapter discusses the challenges related to operationalizing ethical AI principles and presents an integrated view that covers high-level ethical AI principles, the general notion of trust/trustworthiness, and product/process support in the context of responsible AI, which helps improve both trust and trustworthiness of AI for a wider set of stakeholders.
Activists, journalists, and scholars have long raised critical questions about the relationship between diversity, representation, and structural exclusions in data-intensive tools and services. We build on work mapping the emergent landscape of corporate AI ethics to center one outcome of these conversations: the incorporation of diversity and inclusion in corporate AI ethics activities. Using interpretive document analysis and analytic tools from the values in design field, we examine how diversity and inclusion work is articulated in public-facing AI ethics documentation produced by three companies that create application and services layer AI infrastructure: Google, Microsoft, and Salesforce. We find that as these documents make diversity and inclusion more tractable to engineers and technical clients, they reveal a drift away from civil rights justifications that resonates with the managerialization of diversity by corporations in the mid-1980s. The focus on technical artifacts, such as diverse and inclusive datasets, and the replacement of equity with fairness make ethical work more actionable for everyday practitioners. Yet, they appear divorced from broader DEI initiatives and other subject matter experts that could provide needed context to nuanced decisions around how to operationalize these values. Finally, diversity and inclusion, as configured by engineering logic, positions firms not as ethics owners but as ethics allocators; while these companies claim expertise on AI ethics, the responsibility of defining who diversity and inclusion are meant to protect and where it is relevant is pushed downstream to their customers.
As artificial intelligence (AI) systems become increasingly ubiquitous, the topic of AI governance for ethical decision-making by AI has captured public imagination. Within the AI research community, this topic remains less familiar to many researchers. In this paper, we complement existing surveys, which largely focused on the psychological, social and legal discussions of the topic, with an analysis of recent advances in technical solutions for AI governance. By reviewing publications in leading AI conferences including AAAI, AAMAS, ECAI and IJCAI, we propose a taxonomy which divides the field into four areas: 1) exploring ethical dilemmas; 2) individual ethical decision frameworks; 3) collective ethical decision frameworks; and 4) ethics in human-AI interactions. We highlight the intuitions and key techniques used in each approach, and discuss promising future research directions towards successful integration of ethical AI systems into human societies.
The 2nd edition of the Montreal AI Ethics Institutes The State of AI Ethics captures the most relevant developments in the field of AI Ethics since July 2020. This report aims to help anyone, from machine learning experts to human rights activists and policymakers, quickly digest and understand the ever-changing developments in the field. Through research and article summaries, as well as expert commentary, this report distills the research and reporting surrounding various domains related to the ethics of AI, including: AI and society, bias and algorithmic justice, disinformation, humans and AI, labor impacts, privacy, risk, and future of AI ethics. In addition, The State of AI Ethics includes exclusive content written by world-class AI Ethics experts from universities, research institutes, consulting firms, and governments. These experts include: Danit Gal (Tech Advisor, United Nations), Amba Kak (Director of Global Policy and Programs, NYUs AI Now Institute), Rumman Chowdhury (Global Lead for Responsible AI, Accenture), Brent Barron (Director of Strategic Projects and Knowledge Management, CIFAR), Adam Murray (U.S. Diplomat working on tech policy, Chair of the OECD Network on AI), Thomas Kochan (Professor, MIT Sloan School of Management), and Katya Klinova (AI and Economy Program Lead, Partnership on AI). This report should be used not only as a point of reference and insight on the latest thinking in the field of AI Ethics, but should also be used as a tool for introspection as we aim to foster a more nuanced conversation regarding the impacts of AI on the world.
The 3rd edition of the Montreal AI Ethics Institutes The State of AI Ethics captures the most relevant developments in AI Ethics since October 2020. It aims to help anyone, from machine learning experts to human rights activists and policymakers, quickly digest and understand the fields ever-changing developments. Through research and article summaries, as well as expert commentary, this report distills the research and reporting surrounding various domains related to the ethics of AI, including: algorithmic injustice, discrimination, ethical AI, labor impacts, misinformation, privacy, risk and security, social media, and more. In addition, The State of AI Ethics includes exclusive content written by world-class AI Ethics experts from universities, research institutes, consulting firms, and governments. Unique to this report is The Abuse and Misogynoir Playbook, written by Dr. Katlyn Tuner (Research Scientist, Space Enabled Research Group, MIT), Dr. Danielle Wood (Assistant Professor, Program in Media Arts and Sciences; Assistant Professor, Aeronautics and Astronautics; Lead, Space Enabled Research Group, MIT) and Dr. Catherine DIgnazio (Assistant Professor, Urban Science and Planning; Director, Data + Feminism Lab, MIT). The piece (and accompanying infographic), is a deep-dive into the historical and systematic silencing, erasure, and revision of Black womens contributions to knowledge and scholarship in the United Stations, and globally. Exposing and countering this Playbook has become increasingly important following the firing of AI Ethics expert Dr. Timnit Gebru (and several of her supporters) at Google. This report should be used not only as a point of reference and insight on the latest thinking in the field of AI Ethics, but should also be used as a tool for introspection as we aim to foster a more nuanced conversation regarding the impacts of AI on the world.
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