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On the Module of Internet Banking System

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 Added by William Jackson
 Publication date 2010
and research's language is English




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Because of the speed, flexibility, and efficiency that it offers, the Internet has become the means for conducting growing numbers of transactions between suppliers and large international corporations. In this way, the Internet has opened new markets to the world and has accelerated the diffusion of knowledge. The meaning of Internet markets or online business has been widely used in these days. The success of the business depends on its flexibility, availability and security. Since that the web-based systems should have a special way to design the system and implement it. Nowadays, the Internet Banking System widely used and the banks looking to provide the best quality system with highly available, fast response, secure and safe to use. The Unified Modelling Language (UML) is the uniquely language which is used to analyse and design any system. In this paper, the UML diagrams has been proposed to illustrate the design phase for any banking system. The authors, presented two types of architecture which is used for the Internet Banking System.



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The Internet era is a period in the information age in which communication and commerce via the Internet became a central focus for businesses, consumers, government, and the media. The Internet era also marks the convergence of the computer and communications industries and their associated services and products. Nowadays, the availability of the Internet make it widely used for everyday life. In order to led business to success, the business and specially the services should provide comfort use to its costumer. The bank system is one of the most important businesses who may use the website. The using for the web-based systems should contain special requirements to achieve the business goal. Since that the paper will present the functional and non-functional for the web-based banking system.
Internet Banking System refers to systems that enable bank customers to access accounts and general information on bank products and services through a personal computer or other intelligent device. Internet banking products and services can include detailed account information for corporate customers as well as account summery and transfer money. Ultimately, the products and services obtained through Internet Banking may mirror products and services offered through other bank delivery channels. In this paper, Internet Banking System Prototype has been proposed in order to illustrate the services which is provided by the Bank online services.
Task offloading in Internet of Vehicles (IoV) involves numerous steps and optimization variables such as: where to offload tasks, how to allocate computation resources, how to adjust offloading ratio and transmit power for offloading, and such optimization variables and hybrid combination features are highly coupled with each other. Thus, this is a fully challenge issue to optimize these variables for task offloading to sustainably reduce energy consumption with load balancing while ensuring that a task is completed before its deadline. In this paper, we first provide a Mixed Integer Nonlinear Programming Problem (MINLP) formulation for such task offloading under energy and deadline constraints in IoV. Furthermore, in order to efficiently solve the formulated MINLP, we decompose it into two subproblems, and design a low-complexity Joint Optimization for Energy Consumption and Task Processing Delay (JOET) algorithm to optimize selection decisions, resource allocation, offloading ratio and transmit power adjustment. We carry out extensive simulation experiments to validate JOET. Simulation results demonstrate that JOET outperforms many representative existing approaches in quickly converge and effectively reduce energy consumption and delay. Specifically, average energy consumption and task processing delay have been reduced by 15.93% and 15.78%, respectively, and load balancing efficiency has increased by 10.20%.
We consider the problem of governing systemic risk in a banking system model. The banking system model consists in an initial value problem for a system of stochastic differential equations whose dependent variables are the log-monetary reserves of the banks as functions of time. The banking system model considered generalizes previous models studied in [5], [4], [7] and describes an homogeneous population of banks. Two distinct mechanisms are used to model the cooperation among banks and the cooperation between banks and monetary authority. These mechanisms are regulated respectively by the parameters $alpha$ and $gamma$. A bank fails when its log-monetary reserves go below an assigned default level. We call systemic risk or systemic event in a bounded time interval the fact that in that time interval at least a given fraction of the banks fails. The probability of systemic risk in a bounded time interval is evaluated using statistical simulation. A method to govern the probability of systemic risk in a bounded time interval is presented. The goal of the governance is to keep the probability of systemic risk in a bounded time interval between two given thresholds. The governance is based on the choice of the log-monetary reserves of a kind of ideal bank as a function of time and on the solution of an optimal control problem for the mean field approximation of the banking system model. The solution of the optimal control problem determines the parameters $alpha$ and $gamma$ as functions of time, that is defines the rules of the borrowing and lending activity among banks and between banks and monetary authority. Some numerical examples are discussed. The systemic risk governance is tested in absence and in presence of positive and negative shocks acting on the banking system.
The advent of sensor networks presents untapped opportunities for synthesis. We examine the problem of synthesis of behavioral specifications into networks of programmable sensor blocks. The particular behavioral specification we consider is an intuitive user-created network diagram of sensor blocks, each block having a pre-defined combinational or sequential behavior. We synthesize this specification to a new network that utilizes a minimum number of programmable blocks in place of the pre-defined blocks, thus reducing network size and hence network cost and power. We focus on the main task of this synthesis problem, namely partitioning pre-defined blocks onto a minimum number of programmable blocks, introducing the efficient but effective PareDown decomposition algorithm for the task. We describe the synthesis and simulation tools we developed. We provide results showing excellent network size reductions through such synthesis, and significant speedups of our algorithm over exhaustive search while obtaining near-optimal results for 15 real network designs as well as nearly 10,000 randomly generated designs.
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