To understand how charge transport is affected by a background medium and vice versa we study a two-channel transport model which captures this interplay via a novel, effective fermion-boson coupling. By means of (dynamical) DMRG we prove that this model exhibits a metal-insulator transition at half-filling, where the metal typifies a repulsive Luttinger liquid and the insulator constitutes a charge density wave. The quantum phase transition point is determined consistently from the calculated photoemission spectra, the scaling of the Luttinger liquid exponent, the charge excitation gap, and the entanglement entropy.