Let $X$ be a compact metric space and let $Lambda$ be a $Z^k$ ($kge 1$) action on $X.$ We give a solution to a version of Voiculescus problem of AF-embedding: The crossed product $C(X)rtimes_{Lambda}Z^k$ can be embedded into a unital simple AF-algebra if and only if $X$ admits a strictly positive $Lambda$-invariant Borel probability measure. Let $C$ be a unital AH-algebra, let $G$ be a finitely generated abelian group and let $Lambda: Gto Aut(C)$ be a monomorphism. We show that $Crtimes_{Lambda} G$ can be embedded into a unital simple AF-algebra if and only if $C$ admits a faithful $Lambda$-invariant tracial state.