We analyze 8 sources with strong mid-infrared excesses in the 13 Myr-old double cluster h and chi Persei. New optical spectra and broadband SEDs (0.36-8 mu_m) are consistent with cluster membership. We show that material with T ~ 300-400 K and Ld/Lstar ~ 10^-4-10^-3 produces the excesses in these sources. Optically-thick blackbody disk models - including those with large inner holes - do not match the observed SEDs. The SEDs of optically-thin debris disks produced from terrestrial planet formation calculations match the observations well. Thus, some h and chi Persei stars may have debris from terrestrial zone planet formation.
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