We use the textsc{Romulus25} cosmological simulation volume to identify the largest-ever simulated sample of {it field} ultra-diffuse galaxies (UDGs). At $z=0$, we find that isolated UDGs have average star formation rates, colors, and virial masses for their stellar masses and environment. UDGs have moderately elevated HI masses, being 70% (300%) more HI-rich than typical isolated dwarf galaxies at luminosities brighter (fainter) than M$_mathrm{B}$=-14. However, UDGs are consistent with the general isolated dwarf galaxy population and make up $sim$20% of all field galaxies with 10$^7$<M$_star$/M$_odot$<10$^{9}$. The HI masses, effective radii, and overall appearances of our UDGs are consistent with existing observations of field UDGs, but we predict that many isolated UDGs have been missed by current surveys. Despite their isolation at $z=0$, the UDGs in our sample are the products of major mergers. Mergers are no more common in UDG than non-UDG progenitors, but mergers that create UDGs tend to happen earlier - almost never occurring after $z=1$, produce a temporary boost in spin, and cause star formation to be redistributed to the outskirts of galaxies, resulting in lower central star formation rates. The centers of the galaxies fade as their central stellar populations age, but their global star formation rates are maintained through bursts of star formation at larger radii, producing steeper negative g-r color gradients. This formation channel is unique relative to other proposals for UDG formation in isolated galaxies, demonstrating that UDGs can potentially be formed through multiple mechanisms.