The effect of finger spreading on hydrodynamic drag in swimming is studied both with a numerical simulation and with laboratory experiments. Both approaches are based on the exact same 3D model of the hand with attached forearm. The virtual version of the hand with forearm was implemented in a numerical code by means of an immersed boundary method and the physical version was studied in a wind tunnel experiment. An enhancement of the drag coefficient of 2 and 5% compared to the case with closed fingers was found for the numerical simulation and experiment, respectively. A 5 and 8% favourable effect on the (dimensionless) force moment at an optimal finger spreading of 10 degrees was found, which indicates that the difference is more outspoken in the force moment. Also an analytical model is proposed, using scaling arguments similar to the Betz actuator disk model, to explain the drag coefficient as a function of finger spacing.