Adiabatic radio frequency (RF) potentials are powerful tools for creating advanced trapping geometries for ultra-cold atoms. While the basic theory of RF trapping is well understood, studies of more complicated setups involving multiple resonant frequencies in the limit where their effects cannot be treated independently are rare. Here we present an approach based on Floquet theory and show that it offers significant corrections to existing models when two RF frequencies are near degenerate. Furthermore it has no restrictions on the dimension, the number of frequencies or the orientation of the RF fields. We show that the added degrees of freedom can, for example, be used to create a potential that allows for easy creation of ring vortex solitons.