We examine the present-day total stellar-to-halo mass (SHM) ratio as a function of halo mass for a new sample of simulated field galaxies using fully cosmological, LCDM, high resolution SPH + N-Body simulations.These simulations include an explicit treatment of metal line cooling, dust and self-shielding, H2 based star formation and supernova driven gas outflows. The 18 simulated halos have masses ranging from a few times 10^8 to nearly 10^12 solar masses. At z=0 our simulated galaxies have a baryon content and morphology typical of field galaxies. Over a stellar mass range of 2.2 x 10^3 to 4.5 x 10^10 solar masses, we find extremely good agreement between the SHM ratio in simulations and the present-day predictions from the statistical Abundance Matching Technique presented in Moster et al. (2012). This improvement over past simulations is due to a number systematic factors, each decreasing the SHM ratios: 1) gas outflows that reduce the overall SF efficiency but allow for the formation of a cold gas component 2) estimating the stellar masses of simulated galaxies using artificial observations and photometric techniques similar to those used in observations and 3) accounting for a systematic, up to 30 percent overestimate in total halo masses in DM-only simulations, due to the neglect of baryon loss over cosmic times. Our analysis suggests that stellar mass estimates based on photometric magnitudes can underestimate the contribution of old stellar populations to the total stellar mass, leading to stellar mass errors of up to 50 percent for individual galaxies. These results highlight the importance of using proper techniques to compare simulations with observations and reduce the perceived tension between the star formation efficiency in galaxy formation models and in real galaxies.