The studying interested in the most important difficulties wich stand against the loaners from cooperative agricultural bank in Syria within the study services the agricultural bank activity and most of his activities with quesionnaire the opinions of the benefiters from loans in some tourism to define the most important difficulties that challenge the operation of taking the agricultural loans the agricultural bank help in growing and development stand against workers in giving-division and collecting the agricultural loans. the rote of loans reach in the year 1999e agricultural production in big way ,but the changes and the economic development way require development of the system of loans which go in bank, the study show to the decreased in the agricultural rate from 22.3% in 1999 to 16% in 2008. The loans reached in 1999 (10222) million Syrian pound–white reached in the year 2007 (8877) million Syrian pound, it was observed decrease in the loans rate from 47.3% to56.7% in the year 2008. There is contras in the given loans rate to the agricultural crops. for example: the wheat crop took the rate 26.17% while the grain crop took the rate 20% in 1999 while in 2008 the wheat crop its loans 36.44% and the grain crop took the rate0.06% from the given loans. The questionnaire show the most important suggestions to have loans in simple way: give allow to the agricultural bank to give loans to the agricultural culture include economicmanufacture- to wide its base the transportation, interst inoculate way in agricultural cutler within rate 28.4%, increase the rate of loans with the rate 22.5%, increase the period of loans with the rate 11.5%, facility the procedures to take loans with rate 4.7%. The study suggests the development of bank activity to correspond with demands of transportation changes.