Evaluate the financial performance of the Syria International Islamic Bank An Empirical Study during the period 2008-2012


Abstract in English

This research deals with evaluating the financial performance of Syria International Islamic Bank during the period 2008-2012 through the presentation, analysis and interpretation of the most important components of the financial statements of the bank, which include: analysis of assets (uses of funds). Analysis of liabilities (sources of funds). Analysis of own resources, namely: (analysis of capital stock paid, analyzing reserves, retained earnings analysis, analysis of property rights). Analysis of external resources (deposits). Investment analysis. Analysis of revenue. Profitability Analysis. Analysis of financial solvency. Using statistical methods appropriate average annual change, and the average growth rate, and simple regression, was reached following results: 1 - grow assets (uses of funds) at an increasing rate, and this demonstrates the ability of Syria International Islamic Bank to generate future cash flows, including it with high efficiency in its financial performance. 2 - grow liabilities ( sources of funds) increased continuously, and this indicates that the bank is the process of attracting deposits and development, as a result of the confidence gained by depositors which will reflect positively on its financial performance. 3- Revenue achieved high growth rates in most of the years of study and was Murabaha istisna, and leave ended Bittamleek formulas are used within the revenue from financing activities. 4 - low rates of investment grow with time in most years of the study, where there is an Islamic investment Kalmzarah formats and Musaqah. and the other did not enter the bank yet, as there are some formulas entered the bank in a limited way Kalmdharbh and participation.

References used

Samad, Abdus, and Hassan, M. Kabir, the Performance of Malysian Islamic Bank, Intrnational, Journal of Islamic Financial, Services, VOL.1, 1999, 1-35
Hassan, Z., Evaluation of Islamic Banking Performance: on the Current of Econometric Models, the 6hn Intemational Conference on Islamic Economics and Finance Vol: issue: og: November 2124, Malaysia,2005

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