An Analysis of Credit Risk Management in Islamic Banks an Empirical Study for Al Baraka Banking Group


Abstract in English

The research aims to analyse the key issue relating to the management of credit risk in Islamic Banks through the analysis of risk management in the Islamic Bank, the types and formats of Islamic finance risks, the methods used to address those risks and challenges faced by Islamic banks. The problem with the research terms seems that credit activity is one of the most single important key functions offered by the banks, one of the activities profitable and most dangerous, where credit risk arises as a result of the inability of the debtors to meet their obligations in the dates of maturity, and the consequent loss incurred by the bank, and therefore. It is based on the premise of basic research related to the analysis of credit risk management in Islamic banks, to maintain low levels of credit risk. The study concludes that the risk of Islamic modes of financing in the forefront of the risks faced by Islamic banks, so that the activation of the role of risk management in Islamic banks to enable them to understand and identify, measure and address the various risks, and minimize possible.

References used

Bessis, Joel, Risk Management inBanking,2ed.Wily&sons,new York2002
منير هندي, الفكر الحديث في إدارة المخاطر, منشأة المعارف, الاسكندرية 2003 م.
الخياط, عبد العزيز والعيادي, احمد,فقه المعاملات وصيغ الاستثمار, عمان- الاردن, دار المتقدمة للنشر , 2004

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