The nature of the five-fold surface of Al(70)Pd(21)Mn(9) has been investigated using scanning tunneling microscopy. From high resolution images of the terraces, a tiling of the surface has been constructed using pentagonal prototiles. This tiling matches the bulk model of Boudard et. al. (J. Phys.: Cond. Matter 4, 10149, (1992)), which allows us to elucidate the atomic nature of the surface. Furthermore, it is consistent with a Penrose tiling T^*((P1)r) obtained from the geometric model based on the three-dimensional tiling T^*(2F). The results provide direct confirmation that the five-fold surface of i-Al-Pd-Mn is a termination of the bulk structure.