The Transactional Interpretation of quantum mechanics exploits the intrinsic time-symmetry of wave mechanics to interpret the $psi$ and $psi$* wave functions present in all wave mechanics calculations as representing retarded and advanced waves moving in opposite time directions that form a quantum handshake or transaction. This handshake is a 4D standing-wave that builds up across space-time to transfer the conserved quantities of energy, momentum, and angular momentum in an interaction. Here we derive a two-atom quantum formalism describing a transaction. We show that the bi-directional electromagnetic coupling between atoms can be factored into a matched pair of vector potential Greens functions: one retarded and one advanced, and that this combination uniquely enforces the conservation of energy in a transaction. Thus factored, the single-electron wave functions of electromagnetically-coupled atoms can be analyzed using Schrodingers original wave mechanics. The technique generalizes to any number of electromagnetically coupled single-electron states---no higher-dimensional space is needed. Using this technique, we show a worked example of the transfer of energy from a hydrogen atom in an excited state to a nearby hydrogen atom in its ground state. It is seen that the initial exchange creates a dynamically unstable situation that avalanches to the completed transaction, demonstrating that wave function collapse, considered mysterious in the literature, can be implemented with solutions of Schrodingers original wave mechanics, coupled by this unique combination of retarded/advanced vector potentials, without the introduction of any additional mechanism or formalism. We also analyse a simplified version of the photon-splitting and Freedman-Clauser three-electron experiments and show that their results can be predicted by this formalism.
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