We study the quantum phase diagram of spinful fermions on kagome lattice with half-filled lowest flat bands. To understand the competition between magnetism, flat band frustration, and repulsive interactions, we adopt an extended $t$-$J$ model, where the hopping energy $t$, antiferromagnetic Heisenberg interaction $J$, and short-range neighboring Hubbard interaction $V$ are considered. In the weak $J$ regime, we identify a fully spin-polarized phase, which can further support the spontaneous Chern insulating phase driven by the short-range repulsive interaction. This phase still emerges with in-plane ferromagnetism, whereas the non-interacting Chern insulator disappears constrained by symmetry. As $J$ gradually increases, the ferromagnetism is suppressed and the system first becomes partially-polarized with large magnetization and then enters a non-polarized phase with the ground state exhibiting vanishing magnetization. We identify this non-polarized phase as an insulator with a nematic charge density wave. In the end, we discuss the potential experimental observations of our theoretical findings.
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