In pTx MRI systems, the prediction of local SAR is based on numerical electromagnetic (EM) simulations and used to scale RF power to ensure FDA SAR limits are not exceeded. This prediction becomes more complex when superposition of E-fields from multiple coupled coils are employed in parallel transmission, each affected by dielectric and conductive properties of the human body. It was demonstrated that incorrect inductive coupling used in simulations of transmit array coil spatial excitation and SAR, leads to poor accuracy of predicted excitation and SAR, and more importantly from a safety perspective, underestimated local SAR by 19-40%.