Aims: A strong, hard X-ray flare was discovered (IGR J12580+0134) by INTEGRAL in 2011, and is associated to NGC 4845, a Seyfert 2 galaxy never detected at high-energy previously. To understand what happened we observed this event in the X-ray band on several occasions. Methods: Follow-up observations with XMM-Newton, Swift, and MAXI are presented together with the INTEGRAL data. Long and short term variability are analysed and the event wide band spectral shape modelled. Results: The spectrum of the source can be described with an absorbed (N_H ~ 7x10^22 cm^{-2}) power law (Gamma simeq 2.2), characteristic of an accreting source, plus a soft X-ray excess, likely to be of diffuse nature. The hard X-ray flux increased to maximum in a few weeks and decreased over a year, with the evolution expected for a tidal disruption event. The fast variations observed near the flare maximum allowed us to estimate the mass of the central black hole in NGC 4845 as ~ 3x10^5 Msun. The observed flare corresponds to the disruption of about 10% of an object with a mass of 14-30 Jupiter. The hard X-ray emission should come from a corona forming around the accretion flow close to the black hole. This is the first tidal event where such a corona has been observed.
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